September 2009

Debt Testimonials – Al Hernandez Looks to the Ant

by Matt Jabs
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Today I received an email from Al Hernandez – a fellow debt freedom fighter and frequent reader of DFA. I wanted to share Al’s testimony with all of you to give encouragement and hope. Enjoy!

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The 10 Day Give – Join The Revolution!

by Matt Jabs
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Join Bob of ChristianPF.com, myself, and hundreds of others as we embark on this powerful and promising opportunity to give – a modern day call for each of us to put feet to our faith and give of our time, money, and resources to help those in need!

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Wise Use of Paid off Credit Cards? You Decide.

by Matt Jabs
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What is the most wise use of paid off credit cards? Shred ‘em, close ‘em, and forget ‘em – OR – Shred ‘em but leave open and risk fees in hope of increased FICO score – OR – Risk fees, leverage rewards, and laugh all the way to the bank!

Come vote and help me decide.

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More Reasons to Pay Off Credit Card Debt

by Matt Jabs
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Consumers are cutting back, and credit card companies are striking back! With more and more Americans saving more and spending less the credit card banks are really starting to take a hit – but… they are not taking the hit lying down!

How are the banks responding to the decrease in consumer credit use? Here is what recently happened to me…

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Debt Testimonials – Personal Responsibility Beats a Bailout Any Day!

by Matt Jabs
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Bankruptcy is NOT your only option! Take it from me, and take it from the Hildebrandt’s… personal responsibility beats a bailout any day!

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Should I Invest While Still In Debt?

by Matt Jabs
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Investing while still in debt is usually not a wise strategy because it is likely that you are paying more in interest on debt than you would earn in interest on investments. That is not always the case, but it is the most common case.

So is investing while you are in debt ever a good idea?

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Should We Pay Children Allowance?

by Matt Jabs
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By paying children for daily chores are we actually robbing them of their opportunity to contribute based on love, and instead teaching them that they should be paid for their contribution to the family? You be the judge.

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Tim Hawkins – The Government Can

by Matt Jabs
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Sometimes humor is the best way to raise awareness. If this video rings true… be sure to examine your own financial life and make sure you are doing all you can and all you should!

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Weekly Wisdom in Personal Finance – Fantasy Football Edition – 9/11/2009

by Matt Jabs
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I am pretty confident I could beat you at Fantasy Football… but we may never find out because I am forcing myself to take a reduced roll in the “sport” this year in lieu of pursuing goals! It is a sacrifice – but one I am quite ready to make in order to achieve my goals more speedily.

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The Modern Pocketbook – A Spending Journal and a whole lot more!

by Matt Jabs
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See your “Pocketbook” as a symbol of your commitment to achieving your goals – financial and otherwise. I started mine as a simple spending journal, then watched it slowly and naturally morph into more of a life achievement cornerstone.

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Learn Personal Finance from The Bible, not the Federal Government

by Guest Author
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People elect government officials. They are accountable to voters. We are not accountable to any voter… but rather to God — so follow the sound money principals laid out so plainly in the bible! If you need to cut your vacation expense, do it. If your child cannot have any more golf lessons, so be it. If you do not need such a big house, then don’t buy it. If the refrigerator is still working, don’t change it! Better to be prudent than reckless.

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