October 2009

The Gazelle Has Left The Building!

October 30, 2009

Now that we have our Emergency Fund built up to the amounts equal to roughly one month’s expenses, we have decided to set aside “The Balanced 75/25 Method” of debt repayment/EF savings and focus on full strength – gazelle intensity – debt repayment!

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Is Entrepreneurship Riskier Than Employment?

October 29, 2009

Entrepreneurship Risk vs. Employment Risk… “You take the blue pill – the story ends, you wake up in your bed and believe whatever you want to believe. You take the red pill – you stay in Wonderland and I show you how deep the rabbit-hole goes.”

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Credit Card Hide and Seek

October 28, 2009

Did you know that credit cards are good at hide and seek? I didn’t either. Apparently… after watching some of their closest friends and family members disappear – last seen heading toward Close ‘em Shred ‘em Forget ‘em cemetery – credit cards will wise up and hide. Don’t let them!

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How much Interest are YOU Paying? Get Mad at Debt!

October 27, 2009

How much of your hard earned money is going straight into the pockets of rich bankers every single month? Figure it out, get pissed, and do something about it! I did and I’m already paying less and will continue to pay less every month until I’m paying ZERO.

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Non-Monthly Expenses – How to Budget for Lump Sum Payments

October 26, 2009

If you are trying to live on a budget and you have not planned for non-monthly expenses, it is just a matter of time before your budget is destroyed by one of these time bombs lurking just below the surface! Here’s how we avoid these budget busters…

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FICO Score and Credit Cards – The Way I See it

October 23, 2009

This brief post is about one thing – my stance on FICO score and credit card use. You can take it or leave it, I’m just gonna lay it all out there for everyone to praise, pooh-pooh, or pout about. So by all means… feel free to butt in.

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Debt Testimonials – Rethinking Interest Paid Moves Fred Into Action!

October 22, 2009

When is the last time you sat down and really evaluated your debt, calculated your total interest amount paid toward all loans, and truly established a proper relationship with your debt? For my buddy Fred… that time is now!

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Discretionary Spending & The Spending Journal

October 21, 2009

Discretionary spending is the silent killer looking to wreak havoc on your budget. If you want to increase your success with budgeting and money management, start keeping a spending journal. Period.

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Save Money – How To Talk To Customer Service

October 19, 2009

Most people overpay for just about everything these days – but usually lower bills and discounted prices are just a matter of employing a few simple, old fashioned tips!

It doesn’t take magic fairy dust to get customer service reps to give you a “good deal.” A lot of times all you have to do is practice the lost art of being nice!

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Credit Card Rewards – Rethink Your Returns

October 15, 2009

Would you change your use of credit cards if you discovered the “rewards” are perceived income and not actual income? What if credit debt was enslaving your nation? What if both were true… what would you do?

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Credit Cards – Close ‘em Shred ‘em & Forget ‘em!

October 6, 2009

What have credit cards ever done for you? Have they ever paid you noticeable rewards? Have they ever saved you in times of calamity? Or are they nothing more than a burden… causing you stress, perverting your spending habits, and costing you thousands in interest?

Maybe it’s time to put an end to these toxic relationships once and for all! Maybe…

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