November 2009

Cyber Monday – Save Money on Needs

Yes… I am a HUGE opponent of shopping for things you don’t need. But I am also a HUGE proponent of shopping for things you do need… especially when they are on sale!

Do you NEED a few things? Use Cyber Monday to your advantage… shop for things you need and have saved for. Links to deals inside…

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Pushing Credit Card Reforms

by Matt Jabs

Should Congress speed up the credit card reform legislation that they passed earlier this year? There are solid arguments for and against the new legislation Senator Chris Dodd is dying to pass. Will it help consumers? Is the damage already done? Is this just another form of welfare that will slow economic recovery?

Let’s take a closer look…

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Willpower! Going from Debt & Addiction to Automation & Success

by Guest Author

14 months ago I was a clueless 24 year-old. I was $10,000 in credit card debt struggling to remember to pay the bills, struggling to remember to pay my student loans, all while living with a gambling addiction.

Where am I today? Come find out…

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Monthly Debt Reduction & Savings Statement – November 2009

by Matt Jabs

Each month I will be posting these Monthly Debt Reduction & Savings Statements. I do this so I can continually compare our debt amounts against Our Starting Debt Amounts from back in January, 2009 – when my wife & I began our Debt Free Adventure – and to summarize our progress toward debt free living. This is the up-to-date statement of progress for November 2009.

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Credit Card Reform: The End of Universal Default

by Guest Author

The elimination of universal default is one of the most important provisions of the sweeping federal legislation known as the CARD Act. The bill, signed in May and going into effect in stages through next August, is expected to change the face of the credit industry as we know it…

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How Much Our Debt Costs – November 2009

by Matt Jabs

Nothing new here… just me trying to convince you to GET RID OF YOUR DEBT again. I have decided to really hammer this point home in the hopes that I might pass some of my “I HATE MY DEBT” passion on to others.

Oh, and I’m releasing a cool new spreadsheet!

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Get out of Debt Faster – No More Excuses!

by Matt Jabs

Get out of debt faster without noticeable change to your lifestyle. Even if they are ever so slight, extra loan principal payments are easy to implement, will speed up your debt repayment, and save you money… all without cramping your style!

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Week in Review – 11/14/2009

by Matt Jabs

This Week on Debt Free Adventure along with a few articles that caught my eye from around the Personal Finance blogosphere. Enjoy.

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Extended Warranty Fund – Let’s Insure Ourselves

by Matt Jabs

If we do something over and over and over and over and over, it will condition our response to similar stimuli. Paying ourselves to insure ourselves is a concept that, given a chance, will form within us a healthier financial mindset. Let’s stop paying others and start paying ourselves.

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$6,500 Tax Credit – Save More $ by NOT Claiming

by Matt Jabs

First thing’s first: I realize that $6,500 is $6,500 any way you slice it… but rather than taking a $6,500 government tax credit and buying now, do we stand to save more money by waiting until the housing market stabilizes itself?

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Pay Off Debt – The Hybrid Debt Snowball Fight

by Matt Jabs

Debt Snowball fights with those you owe can hurt if you don’t carefully plan your strategy. Using the proper accelerated repayment program will save you thousands and leave your creditors eating snow!

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