December 2009

Roth IRA and Flexible Spending Account deadlines

End of Year Action Items: If you have not already done so, NOW is the time to open a Roth IRA account. If you do have existing Roth IRAs, be sure to contribute as much as possible before the end of the year. Also, if you participate in an employer sponsored Flexible Spending Account… NOW is the time to discover your remaining balance and spend it before you lose it!

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Debt Reduction vs. Retirement Savings

by Matt Jabs

Should you focus on retirement savings or debt reduction?

Are you like DFA reader Bruce? You know you have debt, and you know you should be focusing on debt reduction… but at the same time you keep hearing about compound interest and how you should begin your retirement savings as soon as possible.

It can sound confusing… but really it’s not. Here’s what you can do…

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Debt Help | Buy New or Used Car?

by Matt Jabs

Faced with a broken down vehicle and long commute, should Jeff go into debt for a new car or buy another used car with his meager savings?

What would you do? What should Jeff do? Let’s help him figure it out shall we…

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Lending Club | Free Investment Signup Bonus

by Matt Jabs

If someone wanted to give you a $40 bill – would you take it? If yes then today is your lucky day!

I recently received $50 to sign up as an investor with Lending Club and am glad to be offering DFA readers a similar opportunity… their current offer is an investor bonus of $40.

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Save Money | Dining Out vs. Groceries Analyzed

by Matt Jabs

The other day after church we had a moment of weakness. We were feeling lazy and wanton, and had no Sunday afternoon meal ready prepared… so when the preacher mentioned tacos in his sermon, it was all over. As we walked out to the car after the church service I knew we were destined for one place and one place only – The all-you-can-eat taco buffet! Mmmm.

Find out how we felt about spending the money afterward!

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Financial Fundamentals To Adopt

by Matt Jabs

Wendi from NJ recently emailed me asking, “How can I improve my finances?”

Read how I responded, check out a few additional financial fundamentals we all need to follow, and help Wendi out by piping up with a little wisdom of your own.

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