2009

Roth IRA and Flexible Spending Account deadlines

End of Year Action Items: If you have not already done so, NOW is the time to open a Roth IRA account. If you do have existing Roth IRAs, be sure to contribute as much as possible before the end of the year. Also, if you participate in an employer sponsored Flexible Spending Account… NOW is the time to discover your remaining balance and spend it before you lose it!

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Debt Reduction vs. Retirement Savings

by Matt Jabs

Should you focus on retirement savings or debt reduction?

Are you like DFA reader Bruce? You know you have debt, and you know you should be focusing on debt reduction… but at the same time you keep hearing about compound interest and how you should begin your retirement savings as soon as possible.

It can sound confusing… but really it’s not. Here’s what you can do…

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Debt Help | Buy New or Used Car?

by Matt Jabs

Faced with a broken down vehicle and long commute, should Jeff go into debt for a new car or buy another used car with his meager savings?

What would you do? What should Jeff do? Let’s help him figure it out shall we…

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Lending Club | Free Investment Signup Bonus

by Matt Jabs

If someone wanted to give you a $40 bill – would you take it? If yes then today is your lucky day!

I recently received $50 to sign up as an investor with Lending Club and am glad to be offering DFA readers a similar opportunity… their current offer is an investor bonus of $40.

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Save Money | Dining Out vs. Groceries Analyzed

by Matt Jabs

The other day after church we had a moment of weakness. We were feeling lazy and wanton, and had no Sunday afternoon meal ready prepared… so when the preacher mentioned tacos in his sermon, it was all over. As we walked out to the car after the church service I knew we were destined for one place and one place only – The all-you-can-eat taco buffet! Mmmm.

Find out how we felt about spending the money afterward!

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Financial Fundamentals To Adopt

by Matt Jabs

Wendi from NJ recently emailed me asking, “How can I improve my finances?”

Read how I responded, check out a few additional financial fundamentals we all need to follow, and help Wendi out by piping up with a little wisdom of your own.

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Debt Free Adventure – Extreme Makeover Edition

by Matt Jabs

Hi All – I NEED YOUR HELP!

You may have already noticed… Debt Free Adventure looks different!

What do you think? Please take a good look around and leave a comment with some honest feedback.

Whether positive or negative, please shed some light on the changes. Every comment helps.

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Cyber Monday – Save Money on Needs

by Matt Jabs

Yes… I am a HUGE opponent of shopping for things you don’t need. But I am also a HUGE proponent of shopping for things you do need… especially when they are on sale!

Do you NEED a few things? Use Cyber Monday to your advantage… shop for things you need and have saved for. Links to deals inside…

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Pushing Credit Card Reforms

by Matt Jabs

Should Congress speed up the credit card reform legislation that they passed earlier this year? There are solid arguments for and against the new legislation Senator Chris Dodd is dying to pass. Will it help consumers? Is the damage already done? Is this just another form of welfare that will slow economic recovery?

Let’s take a closer look…

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Willpower! Going from Debt & Addiction to Automation & Success

by Guest Author

14 months ago I was a clueless 24 year-old. I was $10,000 in credit card debt struggling to remember to pay the bills, struggling to remember to pay my student loans, all while living with a gambling addiction.

Where am I today? Come find out…

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Monthly Debt Reduction & Savings Statement – November 2009

by Matt Jabs

Each month I will be posting these Monthly Debt Reduction & Savings Statements. I do this so I can continually compare our debt amounts against Our Starting Debt Amounts from back in January, 2009 – when my wife & I began our Debt Free Adventure – and to summarize our progress toward debt free living. This is the up-to-date statement of progress for November 2009.

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