Robert Espe

Business Debt in a Sole Proprietorship

DFA reader Micki has business debt from a sole proprietorship family business, what should she do?

401(k) Contributions With Outstanding Debt

Should one contribute to a 401(k) with existing debt? Maybe contributions should be changed to pay of debt faster? Let’s take a look…

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Car Repairs – Scrap it, Park it, or Fix it?

by Robert Espe

Should DFA reader Benedictus owes more than his vehicle is worth, should he scrap it, park it, or fix it? Let’s check it out…

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Debt Plan – Facing Bankruptcy & Foreclosure

by Robert Espe

DFA Julianna needs debt help dealing with looming issues like bankruptcy and foreclosure. Check out the advice Robert gives and come help out by giving some advice of your own.

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Taking Action to Meet Our Savings Goal

by Robert Espe

Setting concrete savings goals helps to save money and bolster the necessary motivation to sacrifice and follow through. Come see how we modified our plan to help meet our goals.

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Vacation Planning – Better memories are not bought with more dollars!

by Robert Espe

Ways to plan your vacation and have a blast without breaking the bank. Better memories are not bought with more dollars!

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Saving Money – An American Virtue Reborn

by Robert Espe

Setting financial goals and saving money to meet those savings goals is quickly becoming an American virtue once again. What are your savings goals?

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How Much Money is Your Life Energy Worth?

by Robert Espe

Think about it. The majority of us get money by giving up part of our lives. Do you consider your mortality when trading your time for money?

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A Home Mortgage Means You Pay Double – Limited Income and Wise Spending

by Robert Espe

We can only earn so much money in our lifetime… considering the fact that we rate chase savings accounts and seek out deals around every corner, should we really pay double the purchase price for our homes by using a home mortgage?

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Renting vs. Mortgage and A Solution for Mortgage Free Home Ownership

by Robert Espe

The lie – “renting is throwing away money.” The truth – renting housing may be a better financial decision than buying a home. Don’t believe me? Check out these calculations on personal equity that prove my point.

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Tax Preparation Help – Online, Software, Professional, and Paper

by Robert Espe

Matt has already looked at TurboTax online this week. While TurboTax is still my personal favorite tax program and I will be using the PC based TurboTax Deluxe this year, there are many other options for tax preparation. Let’s review a few of them today…

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