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The Whole Armor of Personal Finance

by Matt Jabs
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Ephesians 6:10-18 outlines a powerful and encouraging passage of scripture that deals with The Whole Armor of God. In it Paul reminds the reader that the Christian battle is not one of flesh and blood, but of principalities, powers, the rulers of this world, and wickedness in high places.

I CANNOT help but read this and liken it to our battle against debt, advertising, wantonness, and the war to gain control over our personal finances.

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Credit Cards – Close ’em Shred ’em & Forget ’em!

by Matt Jabs

What have credit cards ever done for you? Have they ever paid you noticeable rewards? Have they ever saved you in times of calamity? Or are they nothing more than a burden… causing you stress, perverting your spending habits, and costing you thousands in interest?

Maybe it’s time to put an end to these toxic relationships once and for all! Maybe…

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Wise Use of Paid off Credit Cards? You Decide.

by Matt Jabs
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What is the most wise use of paid off credit cards? Shred ’em, close ’em, and forget ’em – OR – Shred ’em but leave open and risk fees in hope of increased FICO score – OR – Risk fees, leverage rewards, and laugh all the way to the bank!

Come vote and help me decide.

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A Journey of a Thousand Miles begins with A Single Step

by Matt Jabs

Historically I had always been a man of no specifically set goals. I was never sure exactly why or how I developed & maintained this aversion to process oriented accomplishment. Whatever the problem was — whether I just couldn’t find the time, didn’t place enough value in achievement, or maybe just didn’t want to be bothered — I had the problem.

Setting goals was not something I regularly purposed to avoid, but rather I had always been a “fly-by-the-seat-of-my-pants” type of guy who just didn’t find it commonly necessary to assimilate goals into my life.

So what finally woke me up?

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Identify & Overcome Money Anxiety & Stress in Relationships

by Matt Jabs
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My wife & I had a very important personal finance breakthrough recently, one I am excited to share in order to prevent others from having to reinvent the wheel… Anxiety can play a very silent but detrimental role in relationship finances, so I have compiled some great ways to help you identify & overcome money anxiety and stress in your relationship

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Powerful Advantages of Renting a Home Before Buying

by Guest Author
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Though not many people do it intentionally, renting a house before buying would provide a number of incredible benefits if you’re willing to do some digging in the market. It’s kind of like test driving a car before you buy—same principal. I’m not talking about a lease purchase, or rent-to-own arrangement either, but a traditional rent-to-rent-and-maybe-buy-at-a-later-date kind of deal.

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Credit Card Companies Are Raising Your APR – Here’s Why & What You Can Do

by Matt Jabs
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Isn’t it always a blessing to come home, check the mail, and be greeted by a handful of bills! Don’t you just love that?
Today I had the pleasure of getting an extra special treat from Capital One; one of my ever so thoughtful credit card providers.
According to the literature, Capital One is raising my APR by nearly 7% due to “the challenging economic environment”. This is an incredibly steep increase in interest that has been implemented in order to pass the brunt of these tough economic times from the shoulders of a credit card company over to my shoulders! I suppose they assume I have broad, strong, healthy, able shoulders!

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The Importance of Financial Mentoring

by Matt Jabs
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Recently, while reading and commenting on an EarlyRetirementExtreme post entitled “Which blogs do you read?” I strongly realized that the more I focus on securing my personal finances, the more I understand that I cannot, should not, and will not go it alone!

To get to where I want to be I need to surround myself with the experience and tutaledge of others, but also need to be ready and willing to reciprocate the favor when & where the need arises. Though I mainly submit myself to the financial principles & wisdom of the bible, today I would like to specifically address the important role others play in my journey to become financially free.

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Manually Report Utility Meter Readings To Avoid Being Overcharged

by Matt Jabs
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I strongly urge you to read this post. It will help you avoid being overcharged as I was.

By calling in and reporting my gas & electric (I have one provider for both services) meter readings manually for two straight months I was able to reclaim a total of $160.13 of errant charges. Was this happenstance, or is my utility company using this practice on many of its customers to pad its bottom line in rough economic times? What do you think?

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Financial Philosophy & Sacrifice to Create Wealth & Live Off Your Interest

by Matt Jabs
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Do you have a Financial Philosophy? How much are you willing sacrifice to become debt free?

Over the course of the last week or so I have drawn several noteworthy conclusions about myself, my life, my family, and my financial goals. I recently discovered that my financial mindset was faulty, in several distinct ways…

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Weekly Christian Wisdom – Personal Finance Christians – 4/9/2009

by Matt Jabs

Each week I post at least five helpful articles written by Christian personal finance authors from around the web. I pray the Lord uses these weekly posts to help others to draw others closer to Christ and closer to a debt free life.
Read this week’s picks here.

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