Savings

Saving Money – An American Virtue Reborn

March 5, 2010

Setting financial goals and saving money to meet those savings goals is quickly becoming an American virtue once again. What are your savings goals?

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SEP IRA Contribution Question: AJ Answered

March 3, 2010

Should DFA reader AJ contribute to her SEP IRA as an employer, and employee, or an individual?

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Orange Savings Account – Free $25 Bonus

February 25, 2010

Free $25 Bonus Links!

ING Direct Orange savings accounts present us with a very solid and useful savings platform. Use the links in this article to open an Orange savings account with at least $250… and receive a free $25 bonus!

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A Home Mortgage Means You Pay Double – Limited Income and Wise Spending

February 19, 2010

We can only earn so much money in our lifetime… considering the fact that we rate chase savings accounts and seek out deals around every corner, should we really pay double the purchase price for our homes by using a home mortgage?

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Renting vs. Mortgage and A Solution for Mortgage Free Home Ownership

February 12, 2010

The lie – “renting is throwing away money.” The truth – renting housing may be a better financial decision than buying a home. Don’t believe me? Check out these calculations on personal equity that prove my point.

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Debt Reduction and Savings Statement – January 2010

January 26, 2010

A debt free adventure can be a long, dry road… but continued progress in all areas of personal finance is a sweet breath of fresh air! Based on our financial goals for 2010 here is the progress we made through January of 2010.

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SEP IRA – Contribution Limits and Deadlines

January 22, 2010

The SEP-IRA is an IRA-based retirement plan where employers make tax-deductible contributions on behalf of employees. It is treated and behaves much like a Traditional IRA yet has many unique characteristics all its own. Discover SEP-IRA contribution limits, deadlines, and more here…

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The Need to Rethink Retirement

January 19, 2010

Besides taking responsibility for our financial future by investing in 401(k)s, Roth IRAs, and all the other choices available, it’s time to rethink what financial retirement is. See how Flexo challenges us to “Rethink Retirement.”

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Credit Financing and Deferred Billing – Kate Answered

January 15, 2010

Credit financing by way of promotional deferred billing is a powerful marketing tool to turn browsers into buyers. Should we finance the purchase or save and pay cash instead?

Help DFA reader Kate decide…

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When Does Compound Interest Kick-in?

January 13, 2010

Oftentimes piddly interest amounts earned can discourage investors and savers alike causing many to fore go saving altogether, opting instead to use their discretionary income on the here and now.

How can compound interest help us and how long will it take to “kick-in?”

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Our Financial Goals for 2010

January 7, 2010

2010 will bring more debt reduction as we look to pay off our Lending Club loan and shift our focus to our 2nd mortgage. We also hope to diversify our income by increasing side hustle earnings. Heck… my wife might even start her own business in 2010!

Come on in and check out our financial goals for 2010…

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