Tips

Roth IRA and Flexible Spending Account deadlines

by Matt Jabs
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End of Year Action Items: If you have not already done so, NOW is the time to open a Roth IRA account. If you do have existing Roth IRAs, be sure to contribute as much as possible before the end of the year. Also, if you participate in an employer sponsored Flexible Spending Account… NOW is the time to discover your remaining balance and spend it before you lose it!

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Lending Club | Free Investment Signup Bonus

by Matt Jabs
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If someone wanted to give you a $40 bill – would you take it? If yes then today is your lucky day!

I recently received $50 to sign up as an investor with Lending Club and am glad to be offering DFA readers a similar opportunity… their current offer is an investor bonus of $40.

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Save Money | Dining Out vs. Groceries Analyzed

by Matt Jabs
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The other day after church we had a moment of weakness. We were feeling lazy and wanton, and had no Sunday afternoon meal ready prepared… so when the preacher mentioned tacos in his sermon, it was all over. As we walked out to the car after the church service I knew we were destined for one place and one place only – The all-you-can-eat taco buffet! Mmmm.

Find out how we felt about spending the money afterward!

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Cyber Monday – Save Money on Needs

by Matt Jabs
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Yes… I am a HUGE opponent of shopping for things you don’t need. But I am also a HUGE proponent of shopping for things you do need… especially when they are on sale!

Do you NEED a few things? Use Cyber Monday to your advantage… shop for things you need and have saved for. Links to deals inside…

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Get out of Debt Faster – No More Excuses!

by Matt Jabs
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Get out of debt faster without noticeable change to your lifestyle. Even if they are ever so slight, extra loan principal payments are easy to implement, will speed up your debt repayment, and save you money… all without cramping your style!

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Extended Warranty Fund – Let’s Insure Ourselves

by Matt Jabs
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If we do something over and over and over and over and over, it will condition our response to similar stimuli. Paying ourselves to insure ourselves is a concept that, given a chance, will form within us a healthier financial mindset. Let’s stop paying others and start paying ourselves.

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Layaway – Buying Clothes on a Budget

by Matt Jabs
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Layaway… the friend of the frugal.
A practice that started during the thin times of The Great Depression – was all but forgotten with the explosive credit card use of the last 20 years – is now making a huge comeback in today’s uncertain market conditions.

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Is The $6,500 Homebuyer Tax Credit Retroactive for Existing Non-First Time Home Buyers?

by Matt Jabs

Many people want clarification on exactly who is eligible for the new $6,500 homebuyer tax credit. Read on to see whether or not you qualify.

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$8000 Credit extended – $6500 Credit introduced

by Matt Jabs
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President Barak Obama will sign a measure today that will extend unemployment benefits and the $8,000 first time home buyer credits, and will also introduce an expanded $6,500 credit. Find out the who, what, when, and why here…

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How much Interest are YOU Paying? Get Mad at Debt!

by Matt Jabs
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How much of your hard earned money is going straight into the pockets of rich bankers every single month? Figure it out, get pissed, and do something about it! I did and I’m already paying less and will continue to pay less every month until I’m paying ZERO.

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Credit Card Rewards – Rethink Your Returns

by Matt Jabs
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Would you change your use of credit cards if you discovered the “rewards” are perceived income and not actual income? What if credit debt was enslaving your nation? What if both were true… what would you do?

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