Tips

Lending Club | Free Investment Signup Bonus

December 8, 2009
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If someone wanted to give you a $40 bill – would you take it? If yes then today is your lucky day!

I recently received $50 to sign up as an investor with Lending Club and am glad to be offering DFA readers a similar opportunity… their current offer is an investor bonus of $40.

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Save Money | Dining Out vs. Groceries Analyzed

December 7, 2009
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The other day after church we had a moment of weakness. We were feeling lazy and wanton, and had no Sunday afternoon meal ready prepared… so when the preacher mentioned tacos in his sermon, it was all over. As we walked out to the car after the church service I knew we were destined for one place and one place only – The all-you-can-eat taco buffet! Mmmm.

Find out how we felt about spending the money afterward!

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Financial Fundamentals to Help a DFA Reader

December 3, 2009

Wendi from NJ recently emailed me asking, “How can I improve my finances?”

Read how I responded, check out a few additional financial fundamentals we all need to follow, and help Wendi out by piping up with a little wisdom of your own.

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Cyber Monday – Save Money on Needs

November 30, 2009
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Yes… I am a HUGE opponent of shopping for things you don’t need. But I am also a HUGE proponent of shopping for things you do need… especially when they are on sale!

Do you NEED a few things? Use Cyber Monday to your advantage… shop for things you need and have saved for. Links to deals inside…

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Interest Paid: How Much Debt Costs Spreadsheet

November 19, 2009
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As promised… today I am releasing my new spreadsheet out into the wild! Hopefully it has the desired effect of helping people learn to detest their debt. It worked for me… it can work for you too!

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Get out of Debt Faster – No More Excuses!

November 17, 2009
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Get out of debt faster without noticeable change to your lifestyle. Even if they are ever so slight, extra loan principal payments are easy to implement, will speed up your debt repayment, and save you money… all without cramping your style!

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Extended Warranty Fund – Let’s Insure Ourselves

November 13, 2009
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If we do something over and over and over and over and over, it will condition our response to similar stimuli. Paying ourselves to insure ourselves is a concept that, given a chance, will form within us a healthier financial mindset. Let’s stop paying others and start paying ourselves.

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Layaway – Buying Clothes on a Budget

November 9, 2009
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Layaway… the friend of the frugal.
A practice that started during the thin times of The Great Depression – was all but forgotten with the explosive credit card use of the last 20 years – is now making a huge comeback in today’s uncertain market conditions.

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Is The $6,500 Homebuyer Tax Credit Retroactive for Existing Non-First Time Home Buyers?

November 6, 2009

Many people want clarification on exactly who is eligible for the new $6,500 homebuyer tax credit. Read on to see whether or not you qualify.

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$8000 Credit extended – $6500 Credit introduced

November 6, 2009
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President Barak Obama will sign a measure today that will extend unemployment benefits and the $8,000 first time home buyer credits, and will also introduce an expanded $6,500 credit. Find out the who, what, when, and why here…

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Credit Card Hide and Seek

October 28, 2009
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Did you know that credit cards are good at hide and seek? I didn’t either. Apparently… after watching some of their closest friends and family members disappear – last seen heading toward Close ‘em Shred ‘em Forget ‘em cemetery – credit cards will wise up and hide. Don’t let them!

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