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	<title>Comments on: How to Pay Off Credit Card Debt</title>
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	<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/</link>
	<description>Pay off debt. Save. Give. Live your mission.</description>
	<lastBuildDate>Wed, 08 Feb 2012 17:36:06 +0000</lastBuildDate>
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		<title>By: Financial Literacy Month: Personal Finance Basics Re-Introduced</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-22307</link>
		<dc:creator>Financial Literacy Month: Personal Finance Basics Re-Introduced</dc:creator>
		<pubDate>Sat, 21 Jan 2012 07:34:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-22307</guid>
		<description>[...] Eliminate Credit Card Debt On Your Own 3 Different Debt Payoff Strategies Debt Reduction Strategies Handbook on Credit Card Debt Reduction Why You Should Avoid Payday [...]</description>
		<content:encoded><![CDATA[<p>[...] Eliminate Credit Card Debt On Your Own 3 Different Debt Payoff Strategies Debt Reduction Strategies Handbook on Credit Card Debt Reduction Why You Should Avoid Payday [...]</p>
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		<title>By: Festival of Frugality #209: My Birthday Sucks Edition</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-22292</link>
		<dc:creator>Festival of Frugality #209: My Birthday Sucks Edition</dc:creator>
		<pubDate>Thu, 19 Jan 2012 16:58:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-22292</guid>
		<description>[...] Jabs presents Credit Card Debt Reduction How To posted at Debt Free [...]</description>
		<content:encoded><![CDATA[<p>[...] Jabs presents Credit Card Debt Reduction How To posted at Debt Free [...]</p>
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	<item>
		<title>By: How Student Loan Interest is Calculated and Why it Varies from Month to Month</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-20313</link>
		<dc:creator>How Student Loan Interest is Calculated and Why it Varies from Month to Month</dc:creator>
		<pubDate>Wed, 21 Dec 2011 17:30:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-20313</guid>
		<description>[...] between simple interest and compound interest (the type of interest that accrues on most major credit cards) is that simple interest is only calculated on the principal balance, not on the previously accrued [...]</description>
		<content:encoded><![CDATA[<p>[...] between simple interest and compound interest (the type of interest that accrues on most major credit cards) is that simple interest is only calculated on the principal balance, not on the previously accrued [...]</p>
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	<item>
		<title>By: Matt Jabs</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17724</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Fri, 18 Nov 2011 14:29:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17724</guid>
		<description>Great tip Kevin, thanks.</description>
		<content:encoded><![CDATA[<p>Great tip Kevin, thanks.</p>
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	</item>
	<item>
		<title>By: Matt Jabs</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17716</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Fri, 18 Nov 2011 02:29:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17716</guid>
		<description>Awesome Cherleen, thanks so much.</description>
		<content:encoded><![CDATA[<p>Awesome Cherleen, thanks so much.</p>
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	</item>
	<item>
		<title>By: Cherleen @ My Personal Finance Journey</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17711</link>
		<dc:creator>Cherleen @ My Personal Finance Journey</dc:creator>
		<pubDate>Thu, 17 Nov 2011 22:36:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17711</guid>
		<description>I believe your ebook will make a wonderful gift this Christmas, especially for friends who want to go debt-free. I will download it and give copies to my friends. I will also refer them to this article to inspire and motivate them more. 

Thanks for sharing!</description>
		<content:encoded><![CDATA[<p>I believe your ebook will make a wonderful gift this Christmas, especially for friends who want to go debt-free. I will download it and give copies to my friends. I will also refer them to this article to inspire and motivate them more. </p>
<p>Thanks for sharing!</p>
]]></content:encoded>
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	<item>
		<title>By: Kevin @ Debteye</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17680</link>
		<dc:creator>Kevin @ Debteye</dc:creator>
		<pubDate>Wed, 16 Nov 2011 00:40:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17680</guid>
		<description>It&#039;s definitely not as hard as it seems to call your credit card company and be placed in an internal hardship programs.  Some creditors will give you the same concessions that a credit counselor will (sometimes even better).</description>
		<content:encoded><![CDATA[<p>It&#8217;s definitely not as hard as it seems to call your credit card company and be placed in an internal hardship programs.  Some creditors will give you the same concessions that a credit counselor will (sometimes even better).</p>
]]></content:encoded>
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	<item>
		<title>By: How to Buy A House with a Mortgage</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17471</link>
		<dc:creator>How to Buy A House with a Mortgage</dc:creator>
		<pubDate>Wed, 19 Oct 2011 18:30:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17471</guid>
		<description>[...] month on a $150,000 mortgage.  That&#8217;s money you could be putting to better use right? Like paying down credit card debt or saving for something awesome.Monthly mortgage payment amountThis is extremely important.  If [...]</description>
		<content:encoded><![CDATA[<p>[...] month on a $150,000 mortgage.  That&#8217;s money you could be putting to better use right? Like paying down credit card debt or saving for something awesome.Monthly mortgage payment amountThis is extremely important.  If [...]</p>
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	</item>
	<item>
		<title>By: How To Slay High Credit Card Debt Fast</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17412</link>
		<dc:creator>How To Slay High Credit Card Debt Fast</dc:creator>
		<pubDate>Tue, 11 Oct 2011 00:13:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17412</guid>
		<description>[...] Why didn’t Vic ever bring this problem to Jessica’ attention? How would Jessica ever find credit card relief? [...]</description>
		<content:encoded><![CDATA[<p>[...] Why didn’t Vic ever bring this problem to Jessica’ attention? How would Jessica ever find credit card relief? [...]</p>
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	</item>
	<item>
		<title>By: Control Credit Card Debt</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17408</link>
		<dc:creator>Control Credit Card Debt</dc:creator>
		<pubDate>Mon, 10 Oct 2011 17:26:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17408</guid>
		<description>[...] done.  You have to develop a plan and stick to it, resolving to control your credit card debt, or eliminate it altogether.Build your debt reduction planThe key to controlling your credit card debt is in controlling your [...]</description>
		<content:encoded><![CDATA[<p>[...] done.  You have to develop a plan and stick to it, resolving to control your credit card debt, or eliminate it altogether.Build your debt reduction planThe key to controlling your credit card debt is in controlling your [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Understanding Debt [Part 2]</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17246</link>
		<dc:creator>Understanding Debt [Part 2]</dc:creator>
		<pubDate>Fri, 23 Sep 2011 18:43:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17246</guid>
		<description>[...] 2]by Mike Young &#183; 0 comments         Tweet In part 1 of Understanding Debt, we discussed credit card debt, student loan debt, payday loans, financing a car, and personal loans.  This time, let&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] 2]by Mike Young &middot; 0 comments         Tweet In part 1 of Understanding Debt, we discussed credit card debt, student loan debt, payday loans, financing a car, and personal loans.  This time, let&#8217;s [...]</p>
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	</item>
	<item>
		<title>By: Credit Card Bill Of Rights -- Good Idea?</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17157</link>
		<dc:creator>Credit Card Bill Of Rights -- Good Idea?</dc:creator>
		<pubDate>Mon, 12 Sep 2011 04:51:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17157</guid>
		<description>[...] but the meaning of it could be misunderstood and that could cost you big bucks.  Everyone wants credit card relief&#8230;but is it worth the [...]</description>
		<content:encoded><![CDATA[<p>[...] but the meaning of it could be misunderstood and that could cost you big bucks.  Everyone wants credit card relief&#8230;but is it worth the [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Understanding Debt [Part I]</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-17132</link>
		<dc:creator>Understanding Debt [Part I]</dc:creator>
		<pubDate>Wed, 07 Sep 2011 16:54:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-17132</guid>
		<description>[...] a look at the different types of debt and my thoughts on each.  In part I, we&#8217;ll discuss credit card debt, student loan debt, payday loans, vehicle loans, and personal loans.1.) Credit Card DebtThe average [...]</description>
		<content:encoded><![CDATA[<p>[...] a look at the different types of debt and my thoughts on each.  In part I, we&#8217;ll discuss credit card debt, student loan debt, payday loans, vehicle loans, and personal loans.1.) Credit Card DebtThe average [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: How To Save Money</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-16590</link>
		<dc:creator>How To Save Money</dc:creator>
		<pubDate>Wed, 27 Jul 2011 11:02:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-16590</guid>
		<description>[...] going to pay for them?  For most of you, debt is the answer: a car payment, a home equity loan, credit cards.  I have a different, completely crazy idea: save up for the item and buy it with cash!  I know [...]</description>
		<content:encoded><![CDATA[<p>[...] going to pay for them?  For most of you, debt is the answer: a car payment, a home equity loan, credit cards.  I have a different, completely crazy idea: save up for the item and buy it with cash!  I know [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: sarena</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-16568</link>
		<dc:creator>sarena</dc:creator>
		<pubDate>Tue, 26 Jul 2011 06:07:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-16568</guid>
		<description>Informative :)</description>
		<content:encoded><![CDATA[<p>Informative <img src='http://www.debtfreeadventure.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Free Tool To Help Eliminate Credit Card Debt Link Rally</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-14651</link>
		<dc:creator>Free Tool To Help Eliminate Credit Card Debt Link Rally</dc:creator>
		<pubDate>Sat, 12 Mar 2011 18:45:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-14651</guid>
		<description>[...] my Lending Club review.That brings me to todays tip for readers&#8230; if you&#8217;re trying to get out of credit card debt I recommend checking out ReadyForZero.com.  It is not a debt settlement company but rather a free [...]</description>
		<content:encoded><![CDATA[<p>[...] my Lending Club review.That brings me to todays tip for readers&#8230; if you&#8217;re trying to get out of credit card debt I recommend checking out ReadyForZero.com.  It is not a debt settlement company but rather a free [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Debt Reduction Progress — Couple Money</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-14299</link>
		<dc:creator>Debt Reduction Progress — Couple Money</dc:creator>
		<pubDate>Tue, 01 Mar 2011 16:39:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-14299</guid>
		<description>[...] I&#8217;m really proud of what we&#8217;ve achieved with reducing our debt. To give you an idea of the progress that has been made, I want to share the starting point for the debt reduction plan. [...]</description>
		<content:encoded><![CDATA[<p>[...] I&#8217;m really proud of what we&#8217;ve achieved with reducing our debt. To give you an idea of the progress that has been made, I want to share the starting point for the debt reduction plan. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: How To Control Credit Card Spending</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-14124</link>
		<dc:creator>How To Control Credit Card Spending</dc:creator>
		<pubDate>Thu, 17 Feb 2011 19:31:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-14124</guid>
		<description>[...] Timothy gives in the following article.  God bless.Unfortunately, most Americans have some sort of credit card debt. Credit cards are just so easy to use and the debt really adds up quickly, especially as interest [...]</description>
		<content:encoded><![CDATA[<p>[...] Timothy gives in the following article.  God bless.Unfortunately, most Americans have some sort of credit card debt. Credit cards are just so easy to use and the debt really adds up quickly, especially as interest [...]</p>
]]></content:encoded>
	</item>
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		<title>By: Help Paying Student Loans</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-11170</link>
		<dc:creator>Help Paying Student Loans</dc:creator>
		<pubDate>Fri, 29 Oct 2010 15:07:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-11170</guid>
		<description>[...] able to help you figure a way to afford the $300 student loan payment.Do you have credit cards?  Cancel them and pay them off before your deferment ends.Do you for cable or satellite TV?  Cancel it.Do you operate your [...]</description>
		<content:encoded><![CDATA[<p>[...] able to help you figure a way to afford the $300 student loan payment.Do you have credit cards?  Cancel them and pay them off before your deferment ends.Do you for cable or satellite TV?  Cancel it.Do you operate your [...]</p>
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		<title>By: Debt Testimonial of Angie and Raymon</title>
		<link>http://www.debtfreeadventure.com/credit-card-debt-reduction/#comment-10340</link>
		<dc:creator>Debt Testimonial of Angie and Raymon</dc:creator>
		<pubDate>Wed, 08 Sep 2010 12:59:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtfreeadventure.com/?p=3879#comment-10340</guid>
		<description>[...] good.  We thought it was no big deal as long as you can pay and manage it. The recent changes by credit card companies gave me a rude awakening to the trap that debt is.  My husband and I recently dedicated [...]</description>
		<content:encoded><![CDATA[<p>[...] good.  We thought it was no big deal as long as you can pay and manage it. The recent changes by credit card companies gave me a rude awakening to the trap that debt is.  My husband and I recently dedicated [...]</p>
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