Cyber Monday – Save Money on Needs

by · 11 comments

What is Cyber Monday?

From Wikipedia: “Cyber Monday is a marketing term that refers to the Monday immediately following Black Friday being the busiest day of the year for retail electronic commerce.  The term was created by the National Retail Federation.”

Why Partake in Cyber Monday?

Cyber Monday

Yes… I am a HUGE opponent of shopping for things you don’t need.

But I am also a HUGE proponent of shopping for things you do need… especially when they are on sale!

Since I am not a huge fan of Black Friday, partly because of the commercialism, unnecessary purchasing, and unbearable crowds… Cyber Monday is looking like a much better option.

If you NEED things, are interested in getting them at BARGAIN prices, and want to do so in the COMFORT of your own home… head on over to the Cyber Monday Amazon.com sale now.

A Few Personal Finance Suggestions

Of course it is always my goal to get you to save money, so here are some great products to help you whip your personal finances into shape.  Enjoy!

Remember these tips when buying

  1. Only buy things you need, or others need.
  2. Only buy thing with saved money, never go into debt for purchases!
  3. Run your purchases through sensible spending filters.

If your purchases meet all the above requirements… go ahead and buy, get a good deal, and feel good about it!



Betterment is one of my two favorite ways to earn interest on my savings! They have an awesome program for the Average Joe to save and invest simply and effectively. There are no minimum balance requirements and no transaction fees. Read my Betterment Review or open an account to get started earning now.

1 Darvin @ Inexpensive Gifts for Men

Great buying tips for those who care about their financial futures. My number one rule is if I can’t afford to pay cash, then I can’t afford it!

2 Craig

There are some good deals out there, wish there was more free shipping.

3 Peter

Pay cash for everything you buy, black friday, cyber monday or any other day!

4 Credit Card Chaser

Or you could be like me and get a big enough check from the credit card company for using your cash back credit card that you could buy all of the Christmas presents you want with it and then some! 🙂

5 Lydia aka Ms. MoneyChat

i’m too lazy to do all of that looking around on the internet;-). i generally don’t participate in either shopping day. i’m such a shopping scrooge.

6 Credit Card Chaser

For me personally shopping online saves me a lot of time vs driving around all over the place. I buy almost everything online (usually at Amazon).

7 Jason @ Redeeming Riches

Sometimes we get so fixated on not spending anything that we fail to realize that it’s ok to spend money – on things we need and with cash we have! Great reminders for us on a Cyber Monday!

8 Neal@wealthpilgrim.com

Any other financial programs you’d recommend these days? Just wonderin’

9 Financial Samurai

Hey Matt – Just wondering, is my computer broken, or is the background of the site green? Hard for me to read if so in my old age 🙂

I’m proud to say I’ve kept so busy with work, my site, and tennis that I haven’t bought anything!

People will be surprised if they take 15 minutes rummaging through their old stuff!

10 Rachel k

Matt- The pink header is not an improvement, please go back to the old one

11 Matt Kelly

Hey Matt, another great book if Affluenza.

Previous post:

Next post: