Comments on: Dealing with Holiday Debt and a $100 Giveaway http://www.debtfreeadventure.com/holiday-debt-help/ Pay off debt. Save. Give. Live your mission. Wed, 08 Feb 2012 17:36:06 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Personal finance vs. homemade DIY natural info http://www.debtfreeadventure.com/holiday-debt-help/#comment-6481 Personal finance vs. homemade DIY natural info Mon, 18 Jan 2010 19:56:06 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6481 [...] for reaching out and thank you so much for all the encouragement you gave in your recent comment.  I absolutely love writing about personal finance, love writing about the Lord, and love helping [...] [...] for reaching out and thank you so much for all the encouragement you gave in your recent comment.  I absolutely love writing about personal finance, love writing about the Lord, and love helping [...]

]]> By: Promotional Giveaway Items - Winners for January 2010 http://www.debtfreeadventure.com/holiday-debt-help/#comment-6405 Promotional Giveaway Items - Winners for January 2010 Sat, 16 Jan 2010 08:29:10 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6405 [...] $100 Giveaway [...] [...] $100 Giveaway [...]

]]> By: Matt Jabs http://www.debtfreeadventure.com/holiday-debt-help/#comment-6403 Matt Jabs Sat, 16 Jan 2010 06:58:56 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6403 And the winner of the $100 Holiday Debt Giveaway Challenge is.............. Karthik! We will be contacting you by email then delivering $100 into your PayPal account today (Saturday, 1/16/2010.) Congratulations! Make sure to use the money wisely. ;-) And the winner of the $100 Holiday Debt Giveaway Challenge is…………..

Karthik!

We will be contacting you by email then delivering $100 into your PayPal account today (Saturday, 1/16/2010.)

Congratulations! Make sure to use the money wisely. ;-)

]]> By: Ernest S. http://www.debtfreeadventure.com/holiday-debt-help/#comment-6351 Ernest S. Fri, 15 Jan 2010 00:49:00 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6351 I've got a little bit a debt from the holidays, but I am planning to apply a portion of my tax return to it. Also, I've been selling a bunch of unwanted presents that I received on eBay/Half, and putting the money toward paying out the holiday debt. I’ve got a little bit a debt from the holidays, but I am planning to apply a portion of my tax return to it. Also, I’ve been selling a bunch of unwanted presents that I received on eBay/Half, and putting the money toward paying out the holiday debt.

]]> By: sandra jensen http://www.debtfreeadventure.com/holiday-debt-help/#comment-6349 sandra jensen Fri, 15 Jan 2010 00:45:26 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6349 I am putting our tax refund to pay off our credit card, and working on snowflaking - went easy on Christmas this year, so hopefully it will happen fast! I am putting our tax refund to pay off our credit card, and working on snowflaking – went easy on Christmas this year, so hopefully it will happen fast!

]]> By: Beckey & Jeff http://www.debtfreeadventure.com/holiday-debt-help/#comment-6342 Beckey & Jeff Thu, 14 Jan 2010 19:43:41 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6342 We started our Debt Free Adventure in June 2009 and are sticking to it. We paid cash only for Christmas this year and will continue to do so. We are working on our plan and will be Debt Free by 10-2012. Yay! We started our Debt Free Adventure in June 2009 and are sticking to it. We paid cash only for Christmas this year and will continue to do so. We are working on our plan and will be Debt Free by 10-2012. Yay!

]]> By: Jen Dubbs http://www.debtfreeadventure.com/holiday-debt-help/#comment-6332 Jen Dubbs Thu, 14 Jan 2010 14:47:30 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6332 contest entry please. Around Feb/March of 2009 - I finally got around to setting up automatic withdrawals to a Credit Union. I only put $6.50/month into the Christmas Club account they have - but it did come in handy in December. I had also made small deposits throughout the year whenever I had a small windfall. I would divide it up between regular savings account, vacation club account, and christmas club. contest entry please. Around Feb/March of 2009 – I finally got around to setting up automatic withdrawals to a Credit Union. I only put $6.50/month into the Christmas Club account they have – but it did come in handy in December. I had also made small deposits throughout the year whenever I had a small windfall. I would divide it up between regular savings account, vacation club account, and christmas club.

]]> By: David H. http://www.debtfreeadventure.com/holiday-debt-help/#comment-6331 David H. Thu, 14 Jan 2010 14:10:26 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6331 The holidays were extra rough for me this year, but very blessing. I purchased an engagement ring that was definitely way too much, and I proposed to my now fiance down in St Lucia over the Holidays. We stayed for a week which was my Christmas gift to her this year. I visited several jewelers to make sure I was getting a good deal, but everytime it seemed like I wanted to spend more and more on a gift that wasn't even for myself. To get out of this mess which is several thousand dollars, I've already started withholding $200 of my normal $450-500 that I save each paycheck and putting it into a high interest savings account so I can pay this ring off while it is 0%. My resolution this year is to do no more 0% offers or 90 days same as cash. The holidays were extra rough for me this year, but very blessing. I purchased an engagement ring that was definitely way too much, and I proposed to my now fiance down in St Lucia over the Holidays. We stayed for a week which was my Christmas gift to her this year. I visited several jewelers to make sure I was getting a good deal, but everytime it seemed like I wanted to spend more and more on a gift that wasn’t even for myself. To get out of this mess which is several thousand dollars, I’ve already started withholding $200 of my normal $450-500 that I save each paycheck and putting it into a high interest savings account so I can pay this ring off while it is 0%. My resolution this year is to do no more 0% offers or 90 days same as cash.

]]> By: Lori http://www.debtfreeadventure.com/holiday-debt-help/#comment-6328 Lori Thu, 14 Jan 2010 12:46:48 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6328 Pay off the smallest and then work to the largest. I am excited to say there is very little debt for us in Jan. Yippee. Pay off the smallest and then work to the largest. I am excited to say there is very little debt for us in Jan. Yippee.

]]> By: Richard http://www.debtfreeadventure.com/holiday-debt-help/#comment-6327 Richard Thu, 14 Jan 2010 12:34:48 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6327 My two cents... . I put away a little each month into a Christmas fund. Set it on auto-pilot. Then to save time, gift cards for everyone. It helped me tremendously. My two cents… . I put away a little each month into a Christmas fund. Set it on auto-pilot. Then to save time, gift cards for everyone. It helped me tremendously.

]]> By: carole http://www.debtfreeadventure.com/holiday-debt-help/#comment-6325 carole Thu, 14 Jan 2010 11:28:38 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6325 I was very careful buying Xmas gifts this year. I tried to buy inexpensive but thought filled gifts. Honestly I didn't feel that anyone really liked my gift. Still as you say the bills are coming. I am planning to live like a church mouse this month and maybe next. I was very careful buying Xmas gifts this year. I tried to buy inexpensive but thought filled gifts. Honestly I didn’t feel that anyone really liked my gift.
Still as you say the bills are coming. I am planning to live like a church mouse this month and maybe next.

]]> By: Giveaways in Personal Finance - January 2009 http://www.debtfreeadventure.com/holiday-debt-help/#comment-6324 Giveaways in Personal Finance - January 2009 Thu, 14 Jan 2010 11:02:04 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6324 [...] $100 Giveaway [...] [...] $100 Giveaway [...]

]]> By: Stacy http://www.debtfreeadventure.com/holiday-debt-help/#comment-6315 Stacy Thu, 14 Jan 2010 02:09:41 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6315 Love your new look. I am trying to find the laundry soap recipe for my cousin and it isn't where it used to be. I have it memorized b/c I made it SO many times but I want to share your site w/ her so I will do that. We were sharing grocery saving tips. My husband and I have been working on becoming debt free since July. Still working on it. I love your site which I found on a Google search while looking for "make your own laundry detergent" and I love it. I want to try the dishwasher one too so I will look on your site for that next. I hope all of those things are still on here somewhere. We paid cash for our FEW Christmas gifts for your children this year and have made/built the rest of them ourselves. We are playing catch up w/ our "pay off plan" though having used some of that money for the gifts. AT LEAST we don't have any holiday bills for the first time. Just trying to make ends meet and pay the regular ones is hard enough!! We will get there and I thank you so much for your time and effort on this site. You are helping so many people out here. Love your new look. I am trying to find the laundry soap recipe for my cousin and it isn’t where it used to be. I have it memorized b/c I made it SO many times but I want to share your site w/ her so I will do that. We were sharing grocery saving tips. My husband and I have been working on becoming debt free since July. Still working on it. I love your site which I found on a Google search while looking for “make your own laundry detergent” and I love it. I want to try the dishwasher one too so I will look on your site for that next. I hope all of those things are still on here somewhere.

We paid cash for our FEW Christmas gifts for your children this year and have made/built the rest of them ourselves. We are playing catch up w/ our “pay off plan” though having used some of that money for the gifts. AT LEAST we don’t have any holiday bills for the first time. Just trying to make ends meet and pay the regular ones is hard enough!! We will get there and I thank you so much for your time and effort on this site. You are helping so many people out here.

]]> By: Matt Jabs http://www.debtfreeadventure.com/holiday-debt-help/#comment-6206 Matt Jabs Mon, 11 Jan 2010 14:53:33 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6206 Excellent points Eva... I like the latter about challenging your cultural mindset. Many times we have no idea just how much of an impact television and marketing have on our culture and the way we think! Excellent points Eva… I like the latter about challenging your cultural mindset. Many times we have no idea just how much of an impact television and marketing have on our culture and the way we think!

]]> By: Eva Sido http://www.debtfreeadventure.com/holiday-debt-help/#comment-6204 Eva Sido Mon, 11 Jan 2010 14:51:28 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6204 Eight kids and all cash spending. Actually, I tell the kids we are not buying anything for Christmas. My five years old proudly tells people she is getting hugs and kisses for Christmas. In reality we have family with cash resources to buy for Christmas and we buy a few things to fill in any holes. But I would rather deal with the kids' disappointment than put family in debt. I call it Jesus' Birthday as much as Christmas. Just to try to change the cultural mind set in my kids. Eight kids and all cash spending. Actually, I tell the kids we are not buying anything for Christmas. My five years old proudly tells people she is getting hugs and kisses for Christmas. In reality we have family with cash resources to buy for Christmas and we buy a few things to fill in any holes. But I would rather deal with the kids’ disappointment than put family in debt. I call it Jesus’ Birthday as much as Christmas. Just to try to change the cultural mind set in my kids.

]]> By: fern http://www.debtfreeadventure.com/holiday-debt-help/#comment-6163 fern Sun, 10 Jan 2010 13:14:32 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6163 I never incur debt for holiday shopping and since i was laid off last fall, i sure didn't change that this year. I never incur debt for holiday shopping and since i was laid off last fall, i sure didn’t change that this year.

]]> By: Mrs. Money http://www.debtfreeadventure.com/holiday-debt-help/#comment-6082 Mrs. Money Thu, 07 Jan 2010 22:35:23 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6082 I didn't have any this year! I plan on paying of my car loan this year though! I didn’t have any this year! I plan on paying of my car loan this year though!

]]> By: Jason@LiveRealNow http://www.debtfreeadventure.com/holiday-debt-help/#comment-6079 Jason@LiveRealNow Thu, 07 Jan 2010 21:51:55 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6079 We did a pretty good job of not going into debt for the holidays. We went over budget a bit, but that will be paid off this week. We're firmly on the envelope system and almost completely off cards of any type. We did a pretty good job of not going into debt for the holidays. We went over budget a bit, but that will be paid off this week. We’re firmly on the envelope system and almost completely off cards of any type.

]]> By: Thursday Tidbits #5 | Buck$ome Boomer's Journey to Retirement http://www.debtfreeadventure.com/holiday-debt-help/#comment-6062 Thursday Tidbits #5 | Buck$ome Boomer's Journey to Retirement Thu, 07 Jan 2010 13:08:51 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6062 [...] $100 Cash. Matt Jabs @ Debt Free Adventureand Steve Rohde @ Get Out of Debthave joined forces to give away [...] [...] $100 Cash. Matt Jabs @ Debt Free Adventureand Steve Rohde @ Get Out of Debthave joined forces to give away [...]

]]> By: Matt Jabs http://www.debtfreeadventure.com/holiday-debt-help/#comment-6052 Matt Jabs Wed, 06 Jan 2010 22:40:17 +0000 http://www.debtfreeadventure.com/?p=4068#comment-6052 Ha ha, great philosophy Jeremiah... maybe I should write an article about that! :-) Ha ha, great philosophy Jeremiah… maybe I should write an article about that! :-)

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