Comments on: Job Loss – Save Money or Get Out of Debt? http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/ Pay off debt. Save. Give. Live your mission. Wed, 08 Feb 2012 17:36:06 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Networking With People - 3 Success Secrets I Learned http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-17468 Networking With People - 3 Success Secrets I Learned Wed, 19 Oct 2011 07:24:48 +0000 http://www.debtfreeadventure.com/?p=5739#comment-17468 [...] Matt Jabs [...] [...] Matt Jabs [...]

]]> By: ltc policy http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-17457 ltc policy Mon, 17 Oct 2011 23:55:03 +0000 http://www.debtfreeadventure.com/?p=5739#comment-17457 [...] Job loss..save money or get out of debt? Share and Enjoy: [...] [...] Job loss..save money or get out of debt? Share and Enjoy: [...]

]]> By: Matt Jabs http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-13859 Matt Jabs Wed, 22 Dec 2010 05:34:36 +0000 http://www.debtfreeadventure.com/?p=5739#comment-13859 Do you have a mobile phone or cable/satellite TV or other terminable expenses? Do you have a mobile phone or cable/satellite TV or other terminable expenses?

]]> By: Jen http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-13858 Jen Tue, 21 Dec 2010 17:01:10 +0000 http://www.debtfreeadventure.com/?p=5739#comment-13858 How do I pay off a Student loan? I'm out of work a lot. Due to my age It's hard to get work. How do I pay off a Student loan? I’m out of work a lot.
Due to my age It’s hard to get work.

]]> By: Online Degrees: 100 Best Blog Posts for Extreme Budgeting http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9483 Online Degrees: 100 Best Blog Posts for Extreme Budgeting Wed, 12 May 2010 03:21:12 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9483 [...] Job Loss: Save Money or Get Out of Debt?: This post advises you on whether or not it's best to save money or try to pay off debts when you've lost your job. [...] [...] Job Loss: Save Money or Get Out of Debt?: This post advises you on whether or not it's best to save money or try to pay off debts when you've lost your job. [...]

]]> By: Clifford The Big Red Blog | Your Finances 101 http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9291 Clifford The Big Red Blog | Your Finances 101 Wed, 28 Apr 2010 10:28:11 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9291 [...] Debt Free Adventure talks about what to do in the case of unemployment in Save Money or Get Out of Debt. [...] [...] Debt Free Adventure talks about what to do in the case of unemployment in Save Money or Get Out of Debt. [...]

]]> By: Weekly Blog Round-Up: Frugality Doesn’t Equal Deprivation http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9221 Weekly Blog Round-Up: Frugality Doesn’t Equal Deprivation Mon, 26 Apr 2010 16:33:37 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9221 [...] Job Loss – Save Money or Get Out of Debt? If you’ve received notice that a job loss is looming on the horizon, is it better to spend your time tackling your debts or start building up an emergency fund to fall back on until a new job arises? This post offers advice on how to prepare for being laid off. [Debt Free Adventure] [...] [...] Job Loss – Save Money or Get Out of Debt? If you’ve received notice that a job loss is looming on the horizon, is it better to spend your time tackling your debts or start building up an emergency fund to fall back on until a new job arises? This post offers advice on how to prepare for being laid off. [Debt Free Adventure] [...]

]]> By: Brandon Schmid http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9215 Brandon Schmid Sat, 24 Apr 2010 14:26:38 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9215 Yeah, I would say for sure the most important thing to do is increase the cash flow. Do whatever you can so if your husband can't find work for a while then at least the damage will be minimal. Also, I would tell him to get a job.....anywhere! When times got tough for me I was working at a local grocery store during the day and cleaning toliets and mopping floors during the evenings and weekend. Whatever I didn't care. It was bringing in an extra $1500 a month. Cheers! Brandon Yeah, I would say for sure the most important thing to do is increase the cash flow. Do whatever you can so if your husband can’t find work for a while then at least the damage will be minimal.

Also, I would tell him to get a job…..anywhere! When times got tough for me I was working at a local grocery store during the day and cleaning toliets and mopping floors during the evenings and weekend. Whatever I didn’t care. It was bringing in an extra $1500 a month.

Cheers!

Brandon

]]> By: Neil http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9195 Neil Tue, 20 Apr 2010 02:32:10 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9195 Most companies are good about having employees come in and talk about managing for retirement, but that's only part of the equation....I think that companies should also lead a broader discussion incorporating workers' annual earnings, savings rates, and prudent debt levels. Given the fact that the majority of Americans have been in debt for the past 10 years and now their is not enough money to pay off the debt, employers would be doing a great service to their employees if they contributed to their personal finances in a more present way. A simple seminar could do the trick. Most companies are good about having employees come in and talk about managing for retirement, but that’s only part of the equation….I think that companies should also lead a broader discussion incorporating workers’ annual earnings, savings rates, and prudent debt levels. Given the fact that the majority of Americans have been in debt for the past 10 years and now their is not enough money to pay off the debt, employers would be doing a great service to their employees if they contributed to their personal finances in a more present way. A simple seminar could do the trick.

]]> By: Enter for a chance to win $1,000 or Apple iPad http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9170 Enter for a chance to win $1,000 or Apple iPad Fri, 16 Apr 2010 01:14:42 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9170 [...] Job Loss – Save Money or Get Out of Debt?. [...] [...] Job Loss – Save Money or Get Out of Debt?. [...]

]]> By: Give it Up For All the Small Schools Out There Roundup http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9141 Give it Up For All the Small Schools Out There Roundup Sun, 11 Apr 2010 12:15:22 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9141 [...] Job Loss: Save Money or Get out of Debt at Debt Free Adventure [...] [...] Job Loss: Save Money or Get out of Debt at Debt Free Adventure [...]

]]> By: Monroe on a Budget http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9135 Monroe on a Budget Sat, 10 Apr 2010 16:40:12 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9135 I organized a huge list of cost-cutting tips into my series called the Downsized Budget Plan: How and Where to Cut Back http://tinyurl.com/a66oqg some key points from that and other items on my blog: * Many cost-cutting steps that are very effective in the long run require an investment of time, money or both up front. But two months is enough time to get some of those plans into action - specifically on the grocery bill. Do look into Angel Food Ministries / Great Food for All or any of the other "grocery by the box" programs that are in your area. (I use AF!) The cleaning supplies changeover mentioned above also can be phased in during the next few weeks. * Kid expenses can be helped through second-hand shopping. The metro Detroit area / southeast Michigan has a custom called Mom 2 Mom Sales and those are multi-family garage sales with ONLY kids' stuff. This is very handy for moms with tots to sell or buy clothing, furniture and accessories. * Get your legal and financial paperwork in order now. If you end up applying for government or charity assistance, you often need to provide documents such as most recent income statements and a legal birth certificate for the child. Even the unemployment insurance agency details can take time to settle out - so you want to make that call or online application the day you are eligible. * If you have already bought tickets or booked reservations for something, you may as well use them. Just don't do anything extra. We had tickets to an IMAX show at The Henry Ford one week when my husband got a layoff notice. We went to the IMAX since the money was already spent. We did not, however, also visit the museum the same day like we had planned. (We hadn't bought those tickets yet.) I organized a huge list of cost-cutting tips into my series called the Downsized Budget Plan: How and Where to Cut Back http://tinyurl.com/a66oqg

some key points from that and other items on my blog:

* Many cost-cutting steps that are very effective in the long run require an investment of time, money or both up front. But two months is enough time to get some of those plans into action – specifically on the grocery bill. Do look into Angel Food Ministries / Great Food for All or any of the other “grocery by the box” programs that are in your area. (I use AF!) The cleaning supplies changeover mentioned above also can be phased in during the next few weeks.

* Kid expenses can be helped through second-hand shopping. The metro Detroit area / southeast Michigan has a custom called Mom 2 Mom Sales and those are multi-family garage sales with ONLY kids’ stuff. This is very handy for moms with tots to sell or buy clothing, furniture and accessories.

* Get your legal and financial paperwork in order now. If you end up applying for government or charity assistance, you often need to provide documents such as most recent income statements and a legal birth certificate for the child. Even the unemployment insurance agency details can take time to settle out – so you want to make that call or online application the day you are eligible.

* If you have already bought tickets or booked reservations for something, you may as well use them. Just don’t do anything extra. We had tickets to an IMAX show at The Henry Ford one week when my husband got a layoff notice. We went to the IMAX since the money was already spent. We did not, however, also visit the museum the same day like we had planned. (We hadn’t bought those tickets yet.)

]]> By: MAG http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9131 MAG Fri, 09 Apr 2010 18:02:41 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9131 Great advice. The fact that her husband has any sort of notice about possible being laid off is a blessing. Knowing that it "might" happen definitely sets the motion of looking for a new job and straightening up your monthly budget in advance. Good luck! Great advice. The fact that her husband has any sort of notice about possible being laid off is a blessing. Knowing that it “might” happen definitely sets the motion of looking for a new job and straightening up your monthly budget in advance. Good luck!

]]> By: 2010 Personal Finance Bloggers Fantasy Baseball League http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9127 2010 Personal Finance Bloggers Fantasy Baseball League Fri, 09 Apr 2010 09:44:19 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9127 [...] Job Loss – Save Money or Get Out of Debt?. [...] [...] Job Loss – Save Money or Get Out of Debt?. [...]

]]> By: Cheap Kids Artwork Display | Money Smart Life http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9104 Cheap Kids Artwork Display | Money Smart Life Mon, 05 Apr 2010 13:34:14 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9104 [...] @ Free Money Finance - Simple Ways to Improve Your Debt Management Skills @ Good Financial Cents - Job Loss, Save Money or Get Out of Debt? @ Debt Free Adventure - Five Simple Habits That Will Help You Avoid The Debt Trap @ Five Cent [...] [...] @ Free Money Finance – Simple Ways to Improve Your Debt Management Skills @ Good Financial Cents – Job Loss, Save Money or Get Out of Debt? @ Debt Free Adventure – Five Simple Habits That Will Help You Avoid The Debt Trap @ Five Cent [...]

]]> By: Good Steward Keys Weekly Round Up March 29, 2010 | Good Steward Keys http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9103 Good Steward Keys Weekly Round Up March 29, 2010 | Good Steward Keys Mon, 05 Apr 2010 13:20:08 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9103 [...] at Debt Free Adventure posted- “Job Loss – Save Money or Get Out of Debt?” – This is probably one of my favorites from this past week!  One of Debt Free Adventures [...] [...] at Debt Free Adventure posted- “Job Loss – Save Money or Get Out of Debt?” – This is probably one of my favorites from this past week!  One of Debt Free Adventures [...]

]]> By: » 5 Ways to Catch-Up on Lost for Free | PT Money http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9101 » 5 Ways to Catch-Up on Lost for Free | PT Money Sun, 04 Apr 2010 22:12:49 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9101 [...] Comparison of Early Withdrawal Penalties for CDs Save Money or Get Out of Debt? Who Killed Blockbuster: Redbox or Netflix? How to Find the Best Value Car We’re All Self [...] [...] Comparison of Early Withdrawal Penalties for CDs Save Money or Get Out of Debt? Who Killed Blockbuster: Redbox or Netflix? How to Find the Best Value Car We’re All Self [...]

]]> By: Carol Schultz-Weil http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9099 Carol Schultz-Weil Sun, 04 Apr 2010 16:47:00 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9099 Tiffany has taken the best first step - asking. And, she is getting great advice. The other thing I would add is start a food storage program. Having some extra items on hand will not only cut expenses but will add some piece of mind. This was the advice that ended up making Joseph the number 2 man in Egypt as recorded in Genesis. Hope you will check out my blog http://inthetrenches2009.blogspot.com The book has many more ideas that will assist in making some rapid changes to get you prepared. Tiffany has taken the best first step – asking. And, she is getting great advice. The other thing I would add is start a food storage program. Having some extra items on hand will not only cut expenses but will add some piece of mind. This was the advice that ended up making Joseph the number 2 man in Egypt as recorded in Genesis. Hope you will check out my blog http://inthetrenches2009.blogspot.com The book has many more ideas that will assist in making some rapid changes to get you prepared.

]]> By: Weekend reading: The Swedish tin can millionaire http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9091 Weekend reading: The Swedish tin can millionaire Sat, 03 Apr 2010 10:04:26 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9091 [...] Job loss: Save money or get out of debt – Debt Free Adventure [...] [...] Job loss: Save money or get out of debt – Debt Free Adventure [...]

]]> By: BG http://www.debtfreeadventure.com/job-loss-save-money-or-get-out-of-debt/#comment-9082 BG Fri, 02 Apr 2010 15:44:10 +0000 http://www.debtfreeadventure.com/?p=5739#comment-9082 I'd like to mention that there are a lot of divorces born from financially devastated households. Always remember that a husband & wife are on the _same_ team. I never doubt the power of a highly motivated couple to accomplish whatever it is they want. Stick together, love each other, communicate!: You will pull through these hard times not just OK, but better than before. I’d like to mention that there are a lot of divorces born from financially devastated households. Always remember that a husband & wife are on the _same_ team. I never doubt the power of a highly motivated couple to accomplish whatever it is they want.

Stick together, love each other, communicate!: You will pull through these hard times not just OK, but better than before.

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