Personal Finance Books Giveaway [March 2012]

by · 11 comments

Great news!

I have many, many, many personal finance books I need to pass on.

Most I have read, some were given me in semi-bulk by the author, and others cover topics I’ve already read at length.

That adds up to a bunch of solid personal finance books I can pass on to you as a gift.

Book Giveaway

9 books for 3 subscribers

I have decided to make this giveaway available only to DFA subscribers and am giving away nine books, to three separate subscribers, in packages of three.

Each package of books mixes the topics of personal finance, productivity, and entrepreneurship.

Book package 1:

Book package 2:

Book package 3:

All these books are very solid reads that can help get you on the right track, or progress if you’re already moving in the right direction.

How to enter the giveaway

This giveaway is available to new and existing subscribers alike.

To avoid a bunch of boring “I’m interested, please enter me in the giveaway.” comments, I’m requiring you to leave a useful comment expressing your #1 barrier to financial freedom, followed by what steps you’re taking to remove them.

If you’re already subscribed… simply leave a comment and let me know you’re interested.

If you’re not subscribed… click here to subscribe, then leave your comment about your #1 barrier and steps you’re taking to overcome them.

My #1 barrier to financial freedom

It’s not really fair to ask you to share your barriers if I’m not sharing mine, so here goes.

Right now my #1 barrier to financial freedom is that I don’t make enough money – yet.

I don’t consider myself lazy, but I could certainly work harder.

In our business I go after many things full-throttle, but avoid other biggies that could catapult earnings if exercised. Betsy and I talked about it and think the reason isn’t laziness as much as it’s a fear of commitment to something bigger than myself. I could wake up tomorrow and start pursuing goals that would likely double earnings by year end, but right now I value the slower pace more than the extra money.

Does that make me lazy? I guess it’s up for debate. Perhaps I should just commit to more work until that last bit of student loan debt is gone – then return to my balanced work/recreate lifestyle.

A lesser barrier is my inclination to spend money on random things I want.

I’m MUCH better about it now than I was before our debt free adventure, but it’s accurate to say I’m still tempted to spend on impulse; and I need to be even more disciplined.

What about you?

Enter the giveaway by subscribing and sharing your barriers, and actionable steps, in the comments below.

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1 Brian Davis

New follower! Love the blog. My barrier is to all of those people out there that say finding and making money is easy. My family has no debt with the exception of the mortgage and we are looking for the next step to make us financially independent. That being a side job/or a new small business all together. My roadblock is finding my niche to make us successful in our goals. I am taking steps by following blogs as this one to gain ideas and over come the negative mindsets of people today that say our generation will never be able to retire or at least as well as previous generations.

2 Matt Jabs

Great comment Brian, I love when people begin taking steps to defy and shatter the status quo. To help find your niche, I’m wondering what your passions for helping others are? If money didn’t matter and you could help people *do this*, what would this be? My answer was always, “Help them out of debt, and help improve their health.”

3 Joseph Lalonde

I’ve been following you but had not yet subscribed to your email list. Just did that today.

While my wife and I are not in dire straits by any means, there are barriers to our financial freedom. We’ve moved past any frivolous debt and only owe on our house.

But I have yet to take action in creating a worthwhile savings plan for our future.

To remove them I need to:
1. Create an investment plan
2. Contact a financial adviser
3. Start plugging money into our future

4 Matt Jabs

Betsy and I recently plateaued and weren’t moving forward. To combat this I started putting an extra $500/month into a debt repayment fund that will eventually take the form of a lump sum payment against my student loan. (I like to save money, then make lump sum payments rather than just pay extra on the debt each month – it gives us more flexibility.) It’s awesome that you have a plan, now consider setting due dates for each step so you pressure yourself to get them done. Great stuff Joseph!

5 Jo Turner

I think my biggest barrier to financial freedom is (and I know it sounds strange), but it is probably not praying as I should or reading and obeying God’s Word all the time. The Bible has alot to say about money and work and riches, etc. (see the book of Proverbs for one) and if I live by it consistently I think I would stay out of trouble. My other one is probably not saving enough and not worker harder and more steadily when I was younger. Our house is paid off, and I don’t use credit cards anymore.

6 Matt Jabs

Well, you’re not a slave to debt and you’re seeking the Lord – that’s a pretty good place to be. You could get on a reading plan, maybe read the bible through in a year, or something less or more aggressive based on what works for you.

7 Kyra

My barrier is that I know what to do but lack good follow through. I’m an emotional spender, and with all of my stress, I spend to make myself feel better.

8 Matt Jabs

Hi Kyra, are you taking any steps to make changes to overcome there barriers? I can relate, I’m an impulse spender by nature – what helps? A budget! If you get a written budget in place and follow it I GUARANTEE you will have greater success. Let me know what you think.

9 Amy

I have two barriers at the moment that I am working on. I know there was only supposed to be one, but these are equally important to me!

1. Not making enough money to put away for retirement
solution: I am beginning a volunteer position with a company in the hopes that it will turn into a paid, full-time position.

2. Not entirely sure where our money goes
solution: I am using Mint to track our spending with the hope that we can get a handle on income and expenses.

10 Matt Jabs

Glad you have working solutions Amy, that is the best way to break down your barriers.

11 Matt Jabs

Winners were picked at random and the books were shipped out today! Thanks for sharing your barriers to financial freedom and how you’re planning to break them down.

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