credit cards

Hopeful Debt Story of Angie and Raymon

September 8, 2010

Awesome debt testimonial against credit card debt and encouraging faith and reliance upon God for help. Great stuff.

Job Loss – Save Money or Get Out of Debt?

March 31, 2010

DFA reader Tiffany and her husband are wondering is saving money or repaying debt is the best way to prepare for job loss. Check out my recommendations, and share any advice you have that could help them through this tough situation.

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Credit Card Minimum Payment Disclosures – Will They Help?

January 28, 2010

Will new minimum payment disclosures imposed on credit card banks by the CARD Act of 2009 make any difference in how unseasoned credit card users view and approach their debt payments? Let’s take a look.

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Credit Card Balance Transfer Advice – Bender Answered

January 10, 2010

With all the credit card interest rate increases and credit limit reductions consumers are having more and more trouble shifting around existing credit card debt. DFA reader Bender has a zero percent credit card but needs help deciding how to transfer the balances around accordingly. Check it out and offer your expertise…

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Credit Card Debt Reduction How To Handbook

December 18, 2009

Right or wrong, at the end of the day there are a lot of people in credit card debt who want out… and they want out NOW. This post is written for those people!

Consider this article your “How To Handbook” for credit card debt reduction…

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Debt Help | Buy New or Used Car?

December 10, 2009

Faced with a broken down vehicle and long commute, should Jeff go into debt for a new car or buy another used car with his meager savings?

What would you do? What should Jeff do? Let’s help him figure it out shall we…

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Financial Fundamentals to Help a DFA Reader

December 3, 2009

Wendi from NJ recently emailed me asking, “How can I improve my finances?”

Read how I responded, check out a few additional financial fundamentals we all need to follow, and help Wendi out by piping up with a little wisdom of your own.

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Credit Card Reform: The End of Universal Default

November 20, 2009

The elimination of universal default is one of the most important provisions of the sweeping federal legislation known as the CARD Act. The bill, signed in May and going into effect in stages through next August, is expected to change the face of the credit industry as we know it…

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Credit Card Hide and Seek

October 28, 2009

Did you know that credit cards are good at hide and seek? I didn’t either. Apparently… after watching some of their closest friends and family members disappear – last seen heading toward Close ‘em Shred ‘em Forget ‘em cemetery – credit cards will wise up and hide. Don’t let them!

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FICO Score and Credit Cards – The Way I See it

October 23, 2009

This brief post is about one thing – my stance on FICO score and credit card use. You can take it or leave it, I’m just gonna lay it all out there for everyone to praise, pooh-pooh, or pout about. So by all means… feel free to butt in.

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Credit Card Rewards – Rethink Your Returns

October 15, 2009

Would you change your use of credit cards if you discovered the “rewards” are perceived income and not actual income? What if credit debt was enslaving your nation? What if both were true… what would you do?

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