credit cards

Credit Card Minimum Payment Disclosures – Will They Help?

Will new minimum payment disclosures imposed on credit card banks by the CARD Act of 2009 make any difference in how unseasoned credit card users view and approach their debt payments? Let’s take a look.

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Credit Card Balance Transfer Advice – Bender Answered

by Matt Jabs

With all the credit card interest rate increases and credit limit reductions consumers are having more and more trouble shifting around existing credit card debt. DFA reader Bender has a zero percent credit card but needs help deciding how to transfer the balances around accordingly. Check it out and offer your expertise…

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Debt Help | Buy New or Used Car?

by Matt Jabs

Faced with a broken down vehicle and long commute, should Jeff go into debt for a new car or buy another used car with his meager savings?

What would you do? What should Jeff do? Let’s help him figure it out shall we…

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Financial Fundamentals To Adopt

by Matt Jabs

Wendi from NJ recently emailed me asking, “How can I improve my finances?”

Read how I responded, check out a few additional financial fundamentals we all need to follow, and help Wendi out by piping up with a little wisdom of your own.

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Credit Card Reform: The End of Universal Default

by Guest Author

The elimination of universal default is one of the most important provisions of the sweeping federal legislation known as the CARD Act. The bill, signed in May and going into effect in stages through next August, is expected to change the face of the credit industry as we know it…

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Credit Card Hide and Seek

by Matt Jabs

Did you know that credit cards are good at hide and seek? I didn’t either. Apparently… after watching some of their closest friends and family members disappear – last seen heading toward Close ‘em Shred ‘em Forget ‘em cemetery – credit cards will wise up and hide. Don’t let them!

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FICO Score and Credit Cards – The Way I See it

by Matt Jabs

This brief post is about one thing – my stance on FICO score and credit card use. You can take it or leave it, I’m just gonna lay it all out there for everyone to praise, pooh-pooh, or pout about. So by all means… feel free to butt in.

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Credit Card Rewards – Rethink Your Returns

by Matt Jabs

Would you change your use of credit cards if you discovered the “rewards” are perceived income and not actual income? What if credit debt was enslaving your nation? What if both were true… what would you do?

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Credit Cards – Close ‘em Shred ‘em & Forget ‘em!

by Matt Jabs

What have credit cards ever done for you? Have they ever paid you noticeable rewards? Have they ever saved you in times of calamity? Or are they nothing more than a burden… causing you stress, perverting your spending habits, and costing you thousands in interest?

Maybe it’s time to put an end to these toxic relationships once and for all! Maybe…

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More Reasons to Pay Off Credit Card Debt

by Matt Jabs

Consumers are cutting back, and credit card companies are striking back! With more and more Americans saving more and spending less the credit card banks are really starting to take a hit – but… they are not taking the hit lying down!

How are the banks responding to the decrease in consumer credit use? Here is what recently happened to me…

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Mr. Credit Card Interviews Matt Jabs

by Matt Jabs

I spend an hour with Mr. Credit Card going over how I got into debt, the PASSION it took to make me do something about it, and how I am now using that passion to battle and slay my debt! An awesome hour long interview that delves into all the nitty gritty details… enjoy!

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