Comments on: The Whole Armor of Personal Finance http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/ Pay off debt. Save. Give. Live your mission. Wed, 08 Feb 2012 17:36:06 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Barbara Weatherly http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-17922 Barbara Weatherly Mon, 28 Nov 2011 03:22:56 +0000 http://www.debtfreeadventure.com/?p=900#comment-17922 I am also working toward being debt free. for the moment, I think I will do 100% toward the debt, or at least 90% I am also working toward being debt free. for the moment, I think I will do 100% toward the debt, or at least 90%

]]> By: Paula @ Afford Anything http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-17757 Paula @ Afford Anything Sun, 20 Nov 2011 05:27:28 +0000 http://www.debtfreeadventure.com/?p=900#comment-17757 These are all great tips to bear in mind. I'm not a fan of clipping and storing coupons, but I definitely also Google "coupon + product name and/or retailer name" before I make an online buy. I grow a garden, I eat at restaurants less (I no longer do it for convenience, I do it only if its a very deliberate decision) and I keep the A/C at 80 degrees in the summer. I have a much harder time keeping the heat low, though ... I get cold easily, no matter how many layers I wear! These are all great tips to bear in mind. I’m not a fan of clipping and storing coupons, but I definitely also Google “coupon + product name and/or retailer name” before I make an online buy. I grow a garden, I eat at restaurants less (I no longer do it for convenience, I do it only if its a very deliberate decision) and I keep the A/C at 80 degrees in the summer. I have a much harder time keeping the heat low, though … I get cold easily, no matter how many layers I wear!

]]> By: Black Coffee: November 19, 2011 « Len Penzo dot Com http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-17750 Black Coffee: November 19, 2011 « Len Penzo dot Com Sat, 19 Nov 2011 20:48:16 +0000 http://www.debtfreeadventure.com/?p=900#comment-17750 [...] Debt Free Adventure – The Whole Armor of Personal Finance [...] [...] Debt Free Adventure – The Whole Armor of Personal Finance [...]

]]> By: Kevin @ Debteye http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-17738 Kevin @ Debteye Sat, 19 Nov 2011 02:11:23 +0000 http://www.debtfreeadventure.com/?p=900#comment-17738 There was a book, I forgot what I was called, saying that everything you need in life should fit into 1 suitcase.. There was a book, I forgot what I was called, saying that everything you need in life should fit into 1 suitcase..

]]> By: Matt Jabs http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-17721 Matt Jabs Fri, 18 Nov 2011 14:11:29 +0000 http://www.debtfreeadventure.com/?p=900#comment-17721 Thanks Kevin... the happiest people I know are those who have learned to make due with essentials - even if they can afford more. :) Thanks Kevin… the happiest people I know are those who have learned to make due with essentials – even if they can afford more. :)

]]> By: Kevin @ Debteye http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-17702 Kevin @ Debteye Thu, 17 Nov 2011 04:47:17 +0000 http://www.debtfreeadventure.com/?p=900#comment-17702 I love the "Sacrifice now, and benefit later" People are too caught up in the present day to "keep up with the joneses" They always have to have the latest fashion, technology, or TV. Great article, definitely going to mention this in my new weekly round up. I love the “Sacrifice now, and benefit later”

People are too caught up in the present day to “keep up with the joneses” They always have to have the latest fashion, technology, or TV. Great article, definitely going to mention this in my new weekly round up.

]]> By: After Bankruptcy Credit - Auto Financing http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-6426 After Bankruptcy Credit - Auto Financing Sun, 17 Jan 2010 11:02:09 +0000 http://www.debtfreeadventure.com/?p=900#comment-6426 [...] its effect on your credit can begin to lessen the day after the case closes.  As long as you handle your finances responsibly from here forward, your credit will improve sooner than you might expect.  How soon you will be [...] [...] its effect on your credit can begin to lessen the day after the case closes.  As long as you handle your finances responsibly from here forward, your credit will improve sooner than you might expect.  How soon you will be [...]

]]> By: Debt Free Adventure – Extreme Makeover Edition | Debt Free Me http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-4974 Debt Free Adventure – Extreme Makeover Edition | Debt Free Me Mon, 07 Dec 2009 21:46:37 +0000 http://www.debtfreeadventure.com/?p=900#comment-4974 [...] The Whole Armor of Personal Finance [...] [...] The Whole Armor of Personal Finance [...]

]]> By: Willpower! Going from Debt & Addiction to Automation & Success | Debt Free Adventure! http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-4566 Willpower! Going from Debt & Addiction to Automation & Success | Debt Free Adventure! Tue, 24 Nov 2009 13:24:21 +0000 http://www.debtfreeadventure.com/?p=900#comment-4566 [...] Educates himself on personal finance matters rather than choosing not to care [...] [...] Educates himself on personal finance matters rather than choosing not to care [...]

]]> By: Carnival of Money Stories #11 http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-3163 Carnival of Money Stories #11 Sat, 24 Oct 2009 20:46:05 +0000 http://www.debtfreeadventure.com/?p=900#comment-3163 [...] Debt-Free Adventure! presents The Whole Armor of Personal Finance [...] [...] Debt-Free Adventure! presents The Whole Armor of Personal Finance [...]

]]> By: Does Personal Finance Help Us Understand National Economics? http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-2059 Does Personal Finance Help Us Understand National Economics? Wed, 26 Aug 2009 10:50:57 +0000 http://www.debtfreeadventure.com/?p=900#comment-2059 [...] do a fair job of understanding personal finance, but the science of national economics seems to escape me. I therefore attempt to make some sense [...] [...] do a fair job of understanding personal finance, but the science of national economics seems to escape me. I therefore attempt to make some sense [...]

]]> By: Carnival of Pecuniary Delights No. 19: My Poor Dead Garden Edition | Financial Nut http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1569 Carnival of Pecuniary Delights No. 19: My Poor Dead Garden Edition | Financial Nut Thu, 06 Aug 2009 13:32:14 +0000 http://www.debtfreeadventure.com/?p=900#comment-1569 [...] Jabs from Debt Free Adventure presents The Whole Armor of Personal Finance: This one was easily one of my favorites! Matt Jabs brings up an interesting point that relates to [...] [...] Jabs from Debt Free Adventure presents The Whole Armor of Personal Finance: This one was easily one of my favorites! Matt Jabs brings up an interesting point that relates to [...]

]]> By: Famous money quotes edition of the COPF http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1493 Famous money quotes edition of the COPF Mon, 03 Aug 2009 15:51:12 +0000 http://www.debtfreeadventure.com/?p=900#comment-1493 [...] Jabs from Debt Free Adventure presents The Whole Armor of Personal Finance, and says, "Ephesians 6:10-18 outlines a powerful and encouraging passage of scripture that [...] [...] Jabs from Debt Free Adventure presents The Whole Armor of Personal Finance, and says, "Ephesians 6:10-18 outlines a powerful and encouraging passage of scripture that [...]

]]> By: Carnival of Money Stories | Funny about Money http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1483 Carnival of Money Stories | Funny about Money Mon, 03 Aug 2009 10:31:41 +0000 http://www.debtfreeadventure.com/?p=900#comment-1483 [...] Matt Jabs Debt-Free Adventure! The Whole Armor of Personal Finance And original and clever sustained metaphor. Neat drawing, [...] [...] Matt Jabs Debt-Free Adventure! The Whole Armor of Personal Finance And original and clever sustained metaphor. Neat drawing, [...]

]]> By: Veronica's debt guide http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1467 Veronica's debt guide Sun, 02 Aug 2009 01:13:29 +0000 http://www.debtfreeadventure.com/?p=900#comment-1467 This is an interesting post and can't agree with you more. Especially about contentment. If everyone were happy with they have instead of buying the new and the better, they'd save more money. This is an interesting post and can’t agree with you more. Especially about contentment. If everyone were happy with they have instead of buying the new and the better, they’d save more money.

]]> By: Weekly Links: 8/1/9 http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1463 Weekly Links: 8/1/9 Sat, 01 Aug 2009 11:06:00 +0000 http://www.debtfreeadventure.com/?p=900#comment-1463 [...] Matt Jabs presents the Whole Armor of Personal Finance. [...] [...] Matt Jabs presents the Whole Armor of Personal Finance. [...]

]]> By: The Best of the Best Blogs of the Week « Cambridge Credit Counseling Corp. http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1450 The Best of the Best Blogs of the Week « Cambridge Credit Counseling Corp. Fri, 31 Jul 2009 14:53:25 +0000 http://www.debtfreeadventure.com/?p=900#comment-1450 [...] uses his experiences to educate the public about building a debt-free life. This week Matt authored “The Whole Armor of Personal Finance,” which relates scriptural passages to establishing a financial plan. The points emphasized in the [...] [...] uses his experiences to educate the public about building a debt-free life. This week Matt authored “The Whole Armor of Personal Finance,” which relates scriptural passages to establishing a financial plan. The points emphasized in the [...]

]]> By: Matt Jabs http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1395 Matt Jabs Thu, 30 Jul 2009 13:23:14 +0000 http://www.debtfreeadventure.com/?p=900#comment-1395 You're right... basically we all agree & have the same goals in mind. "You can't go wrong getting out of debt." Personal finance is a personal journey. As long as you are following a few basic key principles... you can't really go wrong. Thanks for all the input on this guys - I decided to write a post dedicated to the subject today - check it out... "<a href="http://www.debtfreeadventure.com/debt-reduction-emergency-fund-savings-the-balanced-7525-method/" rel="nofollow">Debt Reduction – Emergency Fund Savings – The Balanced 75/25 Method</a>" You’re right… basically we all agree & have the same goals in mind.

“You can’t go wrong getting out of debt.” Personal finance is a personal journey. As long as you are following a few basic key principles… you can’t really go wrong.

Thanks for all the input on this guys – I decided to write a post dedicated to the subject today – check it out… “Debt Reduction – Emergency Fund Savings – The Balanced 75/25 Method“

]]> By: Matt Jabs http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1394 Matt Jabs Thu, 30 Jul 2009 13:19:28 +0000 http://www.debtfreeadventure.com/?p=900#comment-1394 Ha ha... did your action figures look anything like my wife's awesome drawing? :-) Ha ha… did your action figures look anything like my wife’s awesome drawing? :-)

]]> By: lrgche http://www.debtfreeadventure.com/the-whole-armor-of-personal-finance/#comment-1391 lrgche Thu, 30 Jul 2009 11:10:52 +0000 http://www.debtfreeadventure.com/?p=900#comment-1391 Matt, Brad (others) On the surface we all seem to agree. $1000 may not be the right amount for your starter, baby, emergency fund, but where I seem to differ, at least with Matt, is that I think there should be an amount, smaller than your fully funded amount, where you stop adding to that emergency fund and focus on getting rid of the debt, all the debt except the house. Then after the debt is gone, then resume contributing to the emergency fund until it's fully funded. Another point that I would not agree with is Matt's continued funding of a car fund while still in debt and the emergency fund is still less than fully funded. I believe this is just a matter of intensity. My family's desire was to be out of debt rather than have money for a newer car. Just to be clear, the car I drive every day to work is 16yrs old with 203,000 miles, so we do plan to fund a car fund, but not until all the debt is gone and out emergency fund is fully funded. Basically I not a fan of trying to tackle so many things at one time with a limited amount of extra money. Trying to pay down debt AND get $20 in EF, AND get $10K in car fund, AND get...... Why not just focus on one, with a starter EF in place, then move on to next? Once you are debt free, then you could be more flexible. Matt, Brad (others)
On the surface we all seem to agree. $1000 may not be the right amount for your starter, baby, emergency fund, but where I seem to differ, at least with Matt, is that I think there should be an amount, smaller than your fully funded amount, where you stop adding to that emergency fund and focus on getting rid of the debt, all the debt except the house. Then after the debt is gone, then resume contributing to the emergency fund until it’s fully funded.

Another point that I would not agree with is Matt’s continued funding of a car fund while still in debt and the emergency fund is still less than fully funded. I believe this is just a matter of intensity. My family’s desire was to be out of debt rather than have money for a newer car. Just to be clear, the car I drive every day to work is 16yrs old with 203,000 miles, so we do plan to fund a car fund, but not until all the debt is gone and out emergency fund is fully funded.

Basically I not a fan of trying to tackle so many things at one time with a limited amount of extra money. Trying to pay down debt AND get $20 in EF, AND get $10K in car fund, AND get……
Why not just focus on one, with a starter EF in place, then move on to next? Once you are debt free, then you could be more flexible.

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