Comments on: Understanding and Improving Cash Flow

By: Richard Brown

Richard Brown — Mon, 05 Dec 2011 22:13:54 +0000

Very nice article. Sometimes all it takes to become wealthy is getting out of debt, spending less than you make and investing your money wisely.

By: Matt Jabs

Matt Jabs — Fri, 15 Jul 2011 21:20:03 +0000

Both are necessary steps.

By: ross

ross — Fri, 15 Jul 2011 20:19:31 +0000

I think the only way that you can improve cash flow after a certain point is to invest your money. You can only cut expenses so much, and you can only work so much overtime. Investing income into index funds, bonds, real estate, internet properties, dividend stocks, etc. over the long term is the only way that i can see cash flow increasing over a long period of time. I think if you adopt this mindset early, retirement will come early

By: Cash Flow: How to Optimize and Increase

Cash Flow: How to Optimize and Increase — Thu, 30 Sep 2010 19:24:48 +0000

[...] Cash Flow and Debt [...]

By: Some Good Financial Finds

Some Good Financial Finds — Sat, 10 Jul 2010 13:30:36 +0000

[...] Understanding and Improving your Cash Flow by Debt Free Adventure — Great article about cash flow management [...]

By: Matt Jabs

Matt Jabs — Mon, 22 Mar 2010 16:27:03 +0000

We use sinking funds for all fixed, non-monthly expenses and it works great.

By: Steve in W MA

Steve in W MA — Mon, 22 Mar 2010 00:39:12 +0000

Not to be overly pedantic, but cash flow is properly understood as the inflow and outflow of cash *over a specific period of time*.

It’s very possible to have higher income than expenses during the year, but the have a cash flow problem at some point of the year because total current expenses are higher than total current available cash. Usually the way to avoid this kind of problem is to accumulate funds (sinking funds) to get you through the period of time in question.

A good example of this is tax time: if you have to pay out a lot of money in taxes in a particular month, you can have a cash flow problem because your current amount of monthly income is not enough to cover the taxes plus your other expenses. Hence the reason people save up for these tax expenses (make sinking funds to cover them) throughout the entire year.

By: Getting Started Investing - How I Did It

Getting Started Investing - How I Did It — Tue, 12 Jan 2010 09:07:49 +0000

[...] I had less debt and more cash flow I would be investing much more with Lending Club. My confidence in LC as an investment vehicle [...]

By: Save Money | Buy Bulk Sale Items

Save Money | Buy Bulk Sale Items — Wed, 23 Dec 2009 15:57:23 +0000

[...] simply mean slashing expenses, reducing your debt load, and saving some for emergencies as ways to increase cash flow on your [...]

By: Weekly Wisdom in Personal Finance - New Growth Edition | Debt Free Adventure!

Sat, 25 Jul 2009 09:00:28 +0000

[...] Understanding and Improving your Cash Flow – a guest post by Pinyo of Moolanomy.com | See his latest article on foreclosure scams [...]

By: Pinyo

Pinyo — Tue, 14 Jul 2009 21:39:13 +0000

Thanks Paul. I appreciate the feedback.

By: Paul @ FiscalGeek

Paul @ FiscalGeek — Tue, 14 Jul 2009 16:17:57 +0000

Great post Pinyo

By: Personal Finance Buzz

Personal Finance Buzz — Mon, 13 Jul 2009 16:30:31 +0000

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