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Beat The Odds and Save Money by Doing It Yourself

03.26.2011 by Matt Jabs //

So… we’re inundated with many thousands of advertisements every day.  Almost everywhere we go and everything we do involves ads… and it’s really hard to get away from it.

Here are just a few of the ads you will experience today:

  • Television ads in your living room.
  • Radio and billboard ads while driving.
  • Website ads while browsing the Internet.
  • Mobile ads while using your phone.

Alongside all these ads you will also see signage ads everywhere!  Store signs when driving down the road, placemat ads when dining out, packaging ads when shopping for anything, etc., etc., etc.

Despite what we may like to believe… these ads strongly effect not only the way we shop, but also the way we think!  Think about it… If this were not true, marketing would not be a multi-billion dollar industry.

Buying solutions

Let’s assume you want to start your own seeds for your garden this year.  How would you go about it?  What would be the first step you would take in finding a solution that delivers the results you’re looking for?  Chances are you would go to your local hardware and/or lawn and garden center looking to purchase a seed starting solution – and I’m sure you would find something that would help you start seeds.

But did you ever think to make your own solution using free and/or scrap materials?

The truth is, unless we force ourselves to think of creative solutions, we will always end up at the store paying more for a solution someone else created and marketed to us!

Creating solutions

If you haven’t already picked up on this, I like to stick-it-to-the-man whenever possible.  Sometimes that’s a blessing and other times it’s a curse!

Don’t worry… in this example it’s a blessing.  🙂

Consider the following seed starting solution that uses free materials found around the house or somewhere close by.

  • 3 bales of straw
  • 1 piece of plexiglass
  • Dirt

Arrange the 2 bales of straw horizontally against the south wall of your home.  Arrange the 3rd bale parallel to your home at the far end of the other bales creating a box.  Fill the box with dirt (only up to the foundation, do not pile dirt against your siding.)  Plant your seeds.  Put the plexiglass over the box.

You have just created a greenhouse to start your seeds in… for free.  Water it several times each day and enjoy the proceeds.

The challenge

The point is… stop automatically thinking you need to buy consumer solutions and force yourself to think creatively about alternative DIY solutions that save you money.

Next time you think you need to buy something I challenge you to think of how you can do it yourself.  Make sure to let us know what you did in the comments.  🙂

Here, I’ll start.  Instead of buying “stoppers” to go behind the tires of our pop-up camper I used pieces of wood instead.

For more reading on this topic I suggest the book Early Retirement Extreme by my friend Jacob Lund Fisker.

Other solid personal finance articles

  • One More Year Before Comfort
  • Do You Need a Financial Advisor?
  • 10 Ways To Make Money Writing Online – If you have read many articles on the internet in the last few years, then you may have heard this phrase: “Content is king.” With such demand for content, it logically follows that writers would be in demand as well!
  • Interactive Brokers Discount Brokerage Review
  • Finding Health Insurance When You Are Self-Employed
  • Market Corrections: Do You Buy, Sell or Ignore? (I ignore!)
  • How Much Control Should The Government Have? (I say Less!)
  • What Happens If Your Broker Goes Out of Business? – Ever wonder what happens if your stock broker fails? Well, here’s the answer.
  • How to Become An Independent Contractor – If you’re having trouble finding work, you can actually launch your own business by becoming an independent contractor and find work faster – here’s how and why.
  • What You Need to Know About the Standard Tax Deduction
  • When Should I Take Social Security Benefits?
  • Extension to File Taxes vs. Amended Tax Return
  • Amazon Mom Review – Free Amazon Prime As Well As Discounts
  • How to Save Money with Your Mortgage
  • How to Lower Your Mortgage Payments – There are three good ways to lower your mortgage – refinance, challenge your taxes, or reduce your insurance expenses.
  • How Much Money Do You Have to Make to File a Tax Return? – Do you really have to file taxes if your income is low?
  • Nuances of Completing Your College Savings Application Correctly – Here’s the steps you need to know to fill out your college savings application correctly.

Categories // Money Management, Rally, Simplify Tags // DIY, Rally, Reduce Expenses

The Wardrobe Mission

11.01.2010 by Matt Jabs //

Welcome to the first DFA Mission!

Starting today – and over the course of the next 12 months – I will embark on month long missions designed to retrain myself to live a mission minded life.

For a thorough explanation of the purpose of the missions, go read the DFA Missions page and meet me back here.

What is the wardrobe mission?

“And he said unto them, Take heed, and beware of covetousness: for a man’s life consisteth not in the abundance of the things which he possesseth.” – Luke 12:15

I have way too many clothes.  At this point in my life, my stuff has become a hindrance for the mission minded life God is calling me to live.  So I am making a change. You can too.

For the entire month of November 2010, I will wear just one outfit.  The video below also describes the mission, shows my wardrobe as it exists now, and shows the single outfit I’ll be wearing… if you’d rather watch than read you can scroll down and check it out.

The purpose of this short term mission is to reduce my clothing from what I want to what I need. At the end of the 30 days, I will pare my wardrobe down to the essentials and will either sell the rest to repay debt, will give the excess to those in need, or some combination of both.

The reason I’m wearing just 1 outfit for 30 days is to help clear the fuzzy boundaries of wants vs. needs so I can reduce my wardrobe the essentials.  The wardrobe mission is the first in a long line of short term missions to simplify my life so I can better serve God and others.  Up till now, a lot unnecessary time and resources have been spent acquiring and maintaining unnecessary stuff, and it’s time for a change.  I believe we are all here for a purpose, and that nearly all of us are bogged down by excessive debt and possession.  Because I see it as a problem in my life, I am taking steps of obedience to “take heed, and beware of covetousness.” I am excited to have others join me so we can make positive changes in our lives and the lives of others.

Encouragement from leaders around the web

Chris Guillebeau of The Art of Non-Conformity…

“It’s hard to say where these missions will take Matt, or anyone else who joins the ranks, but rethinking past decisions to live a life of pointed purpose can never hurt… I say go for it!” – Chris

Bob Lotich of Christian PF…

“I believe that the most exciting, joyful, and fulfilling life comes from diligently obeying God’s plan for our lives. As we take the plunge to give all we have to the Lord, we will find that all of our needs are met, people’s lives will be changed for the better, and God will be glorified. I appreciate what Matt is doing with DFA Missions and encourage you to get involved in any way you can!” – Bob

JD Roth of Get Rich Slowly…

“Living with purpose is the best way to get more out of life. When you have a goal or a mission, it makes every decision easier. Matt’s missions are a great way to bring focus and clarity to your finances — and your life.” – JD

Adam Baker of Man Vs Debt…

“I love the idea of Matt’s ‘Wardrobe Challenge’. Courtney and I are always looking for tips and strategies to raise the consciousness in our lives – especially when it comes to consumerism (and wants vs. needs). And this first “mission” is the perfect way to start things. I’ll be taking part at the 3 outfits level – for the month of November, I’ll only be wearing three different outfits. I’m excited about this challenge and it already has me brainstorming ways to apply this to my daily  life. Come join us!” – Adam

Participation is encouraged

The wardrobe mission begins today and will last all 30 days of November 2010.  If you have been wanting to simplify life or live more of a mission minded life… why not be a part of something bigger than yourself?  Join the mission.

I am setting rules for myself, and if you join, you’re encouraged to do the same.  In saying that, I still wanted to outline a few suggested levels of participation below.  Do not hesitate to customize any level to make it fit in with your job or what have you.

One outfit (what I’ll be wearing – see video below)

  • 1 coat, hat, pair of gloves, pair of shoes
  • 1 over shirt, pair of pants
  • 3 undershirts, socks, and underwear, handkerchiefs

Three outfits

  • 3 coats, 1 hats, 1 pair of gloves, 3 pair of shoes
  • 3 over shirts, 3 pair of pants
  • 3 undershirts,  socks, and underwear, handkerchiefs
  • add/remove any customizations you like

Five outfits

  • 3 coats, 1 hats, 1 pair of gloves, 3 pair of shoes
  • 5 over shirts, 5 pair of pants
  • 5 undershirts,  socks, and underwear, handkerchiefs
  • add/remove any customizations you like

Video explaining the wardrobe mission

Apologies for the “shakiness” of this video, I’ll do better next time. 🙂

Join and or commnt below

What do you think?  Are you ready to simplify your life, reduce your wardrobe, repay more debt, and help others?

Join us and define your plans in the comments below.  I am really excited to get started!

Categories // Life Missions, Simplify, Spirituality, Video Tags // clothes, downsize, mission, Spirituality

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Disclaimer

Content on Debt Free Adventure is for entertainment purposes only. Rates & offers from advertisers shown on this website may change without notice: please visit referenced sites for current information. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. We respect your privacy. Privacy policy.

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